CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Assets:
Cash and deposits with banks	$ 23,861	$ 20,528
Federal funds sold	20,087	15,382
Total cash and cash equivalents	43,948	35,910
Securities:
Available for sale, at fair value	354,469	357,670
Held to maturity, (fair value of $105,209 and $109,644, respectively)	103,202	110,699
Loans held for sale, at lower of cost or market	378	9,085
Loans held for sale, at fair value	59,967	26,716
Loans, net of allowance for loan losses of $18,234 and $17,712	1,473,949	1,316,192
Federal Home Loan Bank stock, at cost	18,068	18,068
Premises and equipment, net	20,565	20,678
Accrued interest receivable	6,066	5,978
Real estate owned and other repossessed assets, net	1,793	2,727
Goodwill and other intangible assets	1,538
Core deposit intangible	6	30
Cash surrender value of life insurance	55,474	54,366
Other assets	20,811	29,870
Total assets	2,160,234	1,987,989
Deposits:
Interest bearing	1,220,120	1,208,238
Non-interest bearing	252,923	227,505
Total deposits	1,473,043	1,435,743
Federal Home Loan Bank advances
Long-term Federal Home Loan Bank advances	47,561	46,975
Short-term Federal Home Loan Bank advances	358,000	232,000
Total Federal Home Loan Bank advances	405,561	278,975
Repurchase agreements and other	517	535
Total borrowed funds	406,078	279,510
Advance payments by borrowers for taxes and insurance	14,758	21,174
Accrued interest payable	117	53
Accrued expenses and other liabilities	9,835	7,264
Total liabilities	1,903,831	1,743,744
Shareholders' Equity:
Preferred stock-no par value; 1,000,000 shares authorized and no shares issued and outstanding
Common stock-no par value; 499,000,000 shares authorized; 54,138,910 shares issued and 46,542,388 and 47,517,644 shares, respectively, outstanding	173,884	174,304
Retained earnings	149,249	140,819
Accumulated other comprehensive income (loss)	(10,251)	(19,220)
Treasury stock, at cost, 7,596,522 and 6,621,266 shares, respectively	(56,479)	(51,658)
Total shareholders’ equity	256,403	244,245
Total liabilities and shareholders’ equity	$ 2,160,234	$ 1,987,989