Consolidated Statements of Income and Comprehensive Income (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest income
Loans	$ 21,421	$ 24,918	$ 43,931	$ 50,761
Loans held for sale	41	69	107	139
Available for sale securities	3,094	2,896	5,941	5,481
Federal Home Loan Bank stock dividends	294	294	594	594
Other interest earning assets	13	8	22	15
Total interest income	24,863	28,185	50,595	56,990
Interest expense
Deposits	6,081	8,408	12,412	17,726
Federal Home Loan Bank advances	796	875	1,621	1,723
Repurchase agreements and other	928	931	1,850	1,854
Total interest expense	7,805	10,214	15,883	21,303
Net interest income	17,058	17,971	34,712	35,687
Provision for loan losses	8,244	10,310	10,436	22,760
Net interest income after provision for loan losses	8,814	7,661	24,276	12,927
Non-interest income
Non-deposit investment income	308	484	662	912
Service fees and other charges	1,588	424	3,041	2,175
Net gains (losses):
Securities available for sale	229	3,671	1,542	6,514
Other -than-temporary loss in equity securities
Total impairment loss	(28)		(38)
Loss recognized in other comprehensive income	0		0
Net impairment loss recognized in earnings	(28)		(38)
Mortgage banking income	3,128	651	3,750	1,037
Real estate owned and other repossessed assets	(1,362)	(1,755)	(2,354)	(3,239)
Gain on sale of retail branch				1,387
Other income	1,437	1,270	2,685	2,519
Total non-interest income	5,300	4,745	9,288	11,305
Non-interest expense
Salaries and employee benefits	7,686	9,105	15,370	17,279
Occupancy	856	839	1,761	1,843
Equipment and data processing	1,624	1,720	3,318	3,387
Franchise tax	402	503	871	1,014
Advertising	141	147	262	369
Amortization of core deposit intangible	36	45	73	93
Deposit insurance premiums	1,057	1,459	2,462	2,920
Professional fees	293	940	1,255	1,973
Real estate owned and other repossessed asset expenses	891	1,024	1,764	1,631
Other expenses	2,924	1,509	5,262	3,750
Total non-interest expenses	15,910	17,291	32,398	34,259
Income (loss) before income taxes	(1,796)	(4,885)	1,166	(10,027)
Income tax expense (benefit)		0		0
Net income (loss)	(1,796)	(4,885)	1,166	(10,027)
Income (loss) available to common shareholders	(1,796)	(4,885)	1,166	(10,027)
Other comprehensive income
Unrealized gains (losses) on securities, net	7,474	506	5,701	81
Comprehensive income (loss)	$ 5,678	$ (4,379)	$ 6,867	$ (9,946)
Earnings (loss) per share
Basic	$ (0.06)	$ (0.16)	$ 0.04	$ (0.33)
Diluted	$ (0.06)	$ (0.16)	$ 0.04	$ (0.33)