LEASE COMMITMENTS (Tables)

12 Months Ended

Dec. 31, 2024

LEASE COMMITMENTS

Schedule of lease cost associated with both operating and financing leases

	YEAR ENDED DECEMBER 31,
		2024		2023
	(IN THOUSANDS)
Lease cost
Financing lease cost:
Amortization of right-of-use asset	$	225	$	277
Interest expense		108		97
Operating lease cost		251		92
Total lease cost	$	584	$	466

Schedule of weighted-average remaining lease term and discount rates

	AT DECEMBER 31,
	2024				2023
	OPERATING		FINANCING		OPERATING		FINANCING
Weighted-average remaining term (years)	8.5		13.1		8.4		13.9
Weighted-average discount rate	4.31	%	3.86	%	3.75	%	3.77	%

Schedule of reconciliation to the discounted amount recorded on the consolidated balance sheets

DECEMBER 31, 2024
	OPERATING		FINANCING
	(IN THOUSANDS)
Undiscounted cash flows due in:
2025	$	233	$	288
2026		223		291
2027		202		278
2028		205		246
2029		207		223
Thereafter		821		2,128
Total undiscounted cash flows		1,891		3,454
Discount on cash flows		(319)		(765)
Total lease liabilities	$	1,572	$	2,689

DECEMBER 31, 2023
	OPERATING		FINANCING
	(IN THOUSANDS)
Undiscounted cash flows due in:
2024	$	116	$	311
2025		105		311
2026		93		247
2027		69		232
2028		69		200
Thereafter		312		2,215
Total undiscounted cash flows		764		3,516
Discount on cash flows		(106)		(816)
Total lease liabilities	$	658	$	2,700