CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
INTEREST INCOME
Interest and fees on loans	$ 14,003	$ 12,609	$ 27,779	$ 24,885
Interest bearing deposits and short-term investments	61	73	128	130
Investment securities:
Available for sale	1,875	1,722	3,700	3,492
Held to maturity	571	475	1,127	946
Total Interest Income	16,510	14,879	32,734	29,453
INTEREST EXPENSE
Deposits	6,389	5,019	12,588	9,208
Short-term borrowings	407	335	891	829
Advances from Federal Home Loan Bank	548	128	1,052	210
Financing lease liabilities	28	24	55	48
Subordinated debt	263	263	526	526
Total Interest Expense	7,635	5,769	15,112	10,821
Net Interest Income	8,875	9,110	17,622	18,632
Provision (recovery) for credit losses	434	43	(123)	1,222
Net Interest Income after Provision (Recovery) for Credit Losses	8,441	9,067	17,745	17,410
NON-INTEREST INCOME
Non-interest income	3,872	3,585	7,931	7,070
Net gains on loans held for sale	59	38	69	64
Mortgage related fees	48	34	77	67
Gain on sale of Visa Class B shares				1,748
Bank owned life insurance	240	242	577	481
Other income	673	479	1,685	936
Total Non-Interest Income	4,372	3,862	9,319	9,369
NON-INTEREST EXPENSE
Salaries and employee benefits	7,108	7,728	14,225	14,903
Net occupancy expense	730	713	1,521	1,485
Equipment expense	391	422	777	837
Professional fees	2,094	1,907	3,096	3,215
Data processing and IT expense	1,142	1,080	2,301	2,158
Supplies, postage and freight	146	164	311	343
Miscellaneous taxes and insurance	335	323	660	662
Federal deposit insurance expense	250	175	505	300
Other expense	1,101	665	1,765	1,237
Total Non-Interest Expense	13,297	13,177	25,161	25,140
PRETAX INCOME (LOSS)	(484)	(248)	1,903	1,639
Provision (credit) for income taxes	(109)	(61)	374	311
NET INCOME (LOSS)	$ (375)	$ (187)	$ 1,529	$ 1,328
Basic:
Net income (loss)	$ (0.02)	$ (0.01)	$ 0.09	$ 0.08
Average number of shares outstanding	17,030	17,147	17,089	17,139
Diluted:
Net income (loss)	$ (0.02)	$ (0.01)	$ 0.09	$ 0.08
Average number of shares outstanding	17,030	17,147	17,089	17,148
Wealth management fees
NON-INTEREST INCOME
Non-interest income	$ 3,059	$ 2,789	$ 6,325	$ 5,527
Service charges on deposit accounts
NON-INTEREST INCOME
Non-interest income	$ 293	$ 280	$ 586	$ 546