Loans (Tables)

6 Months Ended

Jun. 30, 2024

Loans

Schedule of loan portfolio

The loan portfolio of the Company consists of the following (in thousands):

	June 30, 2024		December 31, 2023
Commercial:
Commercial real estate (owner occupied) (1)	$	83,324	$	89,147
Other commercial and industrial		153,618		159,424
Commercial real estate (non-owner occupied):
Retail (1)		169,148		161,961
Multi-family (1)		114,150		110,008
Other (1)		235,526		240,286
Residential mortgages (1)		178,562		174,670
Consumer		104,705		102,775
Loans, net of unearned income	$	1,039,033	$	1,038,271

(1) Real estate construction loans constituted 3.1% and 3.4% of the Company’s total loans, net of unearned income as of June 30, 2024 and December 31, 2023, respectively.