DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)

12 Months Ended

Dec. 31, 2025

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS

Schedule of estimated fair value and recorded carrying value

	AT DECEMBER 31, 2025
	CARRYING
	VALUE			FAIR VALUE		LEVEL 1		LEVEL 2		LEVEL 3
		(IN THOUSANDS)
FINANCIAL ASSETS:
Investment securities – HTM	$	72,256	$	68,916	$	—	$	67,936	$	980
Loans held for sale		241		244		244		—		—
Loans, net of allowance for credit losses and unearned income		1,019,599		1,010,336		—		—		1,010,336
FINANCIAL LIABILITIES:
Deposits with stated maturities		377,747		377,938		—		—		377,938
All other borrowings (1)		71,382		71,382		—		—		71,382

	AT DECEMBER 31, 2024
	CARRYING
	VALUE			FAIR VALUE		LEVEL 1		LEVEL 2		LEVEL 3
		(IN THOUSANDS)
FINANCIAL ASSETS:
Investment securities – HTM	$	63,837	$	58,471	$	—	$	57,535	$	936
Loans held for sale		460		470		470		—		—
Loans, net of allowance for credit losses and unearned income		1,054,037		990,745		—		—		990,745
FINANCIAL LIABILITIES:
Deposits with stated maturities		336,312		336,167		—		—		336,167
All other borrowings (1)		82,784		81,476		—		—		81,476

(1) All other borrowings include advances from Federal Home Loan Bank and subordinated debt.