BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2025

BORROWINGS

Schedule of short-term borrowings

	AT DECEMBER 31, 2025
	FEDERAL
	FUNDS			SHORT-TERM
	PURCHASED			BORROWINGS
	(IN THOUSANDS, EXCEPT RATES)
Balance at year-end	$	—		$	—
Maximum balance at any month end		—			31,551
Average balance during year		27			5,528
Average rate paid for the year		4.89	%		4.78	%
Interest rate on year-end balance		—			—

	AT DECEMBER 31, 2024
	FEDERAL
	FUNDS			SHORT-TERM
	PURCHASED			BORROWINGS
	(IN THOUSANDS, EXCEPT RATES)
Balance at year-end	$	—		$	14,642
Maximum balance at any month end		—			36,650
Average balance during year		7			27,956
Average rate paid for the year		6.59	%		5.66	%
Interest rate on year-end balance		—			4.71

Schedule of federal home loan bank borrowings

	AT DECEMBER 31, 2025
	WEIGHTED
	AVERAGE YIELD		BALANCE
MATURING	(IN THOUSANDS, EXCEPT RATES)
2026	4.26	%	$	17,770
2027	4.23			15,100
2028	4.46			11,745
Total advances from FHLB	4.30		$	44,615

	AT DECEMBER 31, 2024
	WEIGHTED
	AVERAGE YIELD		BALANCE
MATURING	(IN THOUSANDS, EXCEPT RATES)
2025	4.76	%	$	11,943
2026	4.27			17,270
2027	4.23			15,100
2028	4.46			11,745
Total advances from FHLB	4.40		$	56,058