DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2025

DEPOSITS.

Schedule of company's deposits

	AT  DECEMBER 31,
	2025		2024
	(IN THOUSANDS)
Demand:
Non-interest bearing	$	159,198	$	171,622
Interest bearing		322,155		342,158
Savings		123,075		119,479
Money market		265,953		231,424
Time deposits (1)		377,747		336,312
Total deposits	$	1,248,128	$	1,200,995

(1) Time deposits include certificates of deposit (CDs) and individual retirement accounts (IRAs).

Schedule of time deposit maturities

The following table sets forth the balance of time deposits as of December 31, 2025 maturing in the periods presented:

YEAR:	TIME DEPOSITS
	(IN THOUSANDS)
2026	$	301,216
2027		61,461
2028		5,501
2029		4,386
2030		2,733
2031 and after		2,450
Total	$	377,747