LEASE COMMITMENTS (Tables)

12 Months Ended

Dec. 31, 2025

LEASE COMMITMENTS

Schedule of lease cost associated with both operating and financing leases

	YEAR ENDED DECEMBER 31,
		2025		2024
	(IN THOUSANDS)
Lease cost
Financing lease cost
Amortization of right-of-use asset	$	225	$	225
Interest expense		100		108
Operating lease cost		252		251
Total lease cost	$	577	$	584
Cash paid on leases
Financing leases	$	288	$	276
Operating leases		244		241
Total cash paid on leases	$	532	$	517

Schedule of weighted-average remaining lease term and discount rates

	AT DECEMBER 31,
	2025				2024
	OPERATING		FINANCING		OPERATING		FINANCING
Weighted-average remaining term (years)	7.5		12.3		8.5		13.1
Weighted-average discount rate	4.30	%	3.84	%	4.31	%	3.86	%

Schedule of reconciliation to the discounted amount recorded on the consolidated balance sheets

DECEMBER 31, 2025
	OPERATING		FINANCING
	(IN THOUSANDS)
Undiscounted cash flows due in:
2026	$	240	$	291
2027		208		278
2028		205		246
2029		207		223
2030		210		233
Thereafter		610		1,895
Total undiscounted cash flows		1,680		3,166
Discount on cash flows		(254)		(665)
Total lease liabilities	$	1,426	$	2,501

DECEMBER 31, 2024
	OPERATING		FINANCING
	(IN THOUSANDS)
Undiscounted cash flows due in:
2025	$	233	$	288
2026		223		291
2027		202		278
2028		205		246
2029		207		223
Thereafter		821		2,128
Total undiscounted cash flows		1,891		3,454
Discount on cash flows		(319)		(765)
Total lease liabilities	$	1,572	$	2,689