SELECTED QUARTERLY CONSOLIDATED FINANCIAL DATA (unaudited)

12 Months Ended

Dec. 31, 2025

SELECTED QUARTERLY CONSOLIDATED FINANCIAL DATA (unaudited)

SELECTED QUARTERLY CONSOLIDATED FINANCIAL DATA (unaudited)

24. SELECTED QUARTERLY CONSOLIDATED FINANCIAL DATA (unaudited)

The following tables set forth certain unaudited quarterly consolidated financial data regarding the Company:

	2025 QUARTER ENDED
	DEC. 31		SEPT. 30		JUNE 30		MARCH 31
	(IN THOUSANDS, EXCEPT PER SHARE DATA)
Interest income	$	18,160	$	18,483	$	17,689	$	17,022
Interest expense		7,229		7,476		7,295		7,091
Net interest income		10,931		11,007		10,394		9,931
Provision (recovery) for credit losses		724		360		3,133		(97)
Net interest income after provision (recovery) for credit losses		10,207		10,647		7,261		10,028
Non-interest income		4,371		4,401		4,096		4,121
Non-interest expense		12,900		11,964		11,709		11,763
Income (loss) before income taxes		1,678		3,084		(352)		2,386
Provision (benefit) for income taxes		236		540		(70)		478
Net income (loss)	$	1,442	$	2,544	$	(282)	$	1,908
Basic earnings per common share	$	0.09	$	0.15	$	(0.02)	$	0.12
Diluted earnings per common share		0.09		0.15		(0.02)		0.12
Cash dividends declared per common share		0.03		0.03		0.03		0.03

	2024 QUARTER ENDED
	DEC. 31		SEPT. 30		JUNE 30		MARCH 31
	(IN THOUSANDS, EXCEPT PER SHARE DATA)
Interest income	$	17,063	$	16,708	$	16,510	$	16,224
Interest expense		7,524		7,821		7,635		7,477
Net interest income		9,539		8,887		8,875		8,747
Provision (recovery) for credit losses		1,058		(51)		434		(557)
Net interest income after provision (recovery) for credit losses		8,481		8,938		8,441		9,304
Non-interest income		4,453		4,203		4,372		4,947
Non-interest expense		11,858		11,721		13,297		11,864
Income (loss) before income taxes		1,076		1,420		(484)		2,387
Provision (benefit) for income taxes		187		237		(109)		483
Net income (loss)	$	889	$	1,183	$	(375)	$	1,904
Basic earnings per common share	$	0.05	$	0.07	$	(0.02)	$	0.11
Diluted earnings per common share		0.05		0.07		(0.02)		0.11
Cash dividends declared per common share		0.03		0.03		0.03		0.03