ACCUMULATED OTHER COMPREHENSIVE LOSS

12 Months Ended

Dec. 31, 2025

ACCUMULATED OTHER COMPREHENSIVE LOSS

ACCUMULATED OTHER COMPREHENSIVE LOSS

18. ACCUMULATED OTHER COMPREHENSIVE LOSS

The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the periods ended December 31, 2025 and 2024 (in thousands):

	YEAR ENDED DECEMBER 31, 2025								YEAR ENDED DECEMBER 31, 2024
	NET								NET
	UNREALIZED								UNREALIZED
	GAINS AND								GAINS AND
	LOSSES ON				DEFINED				LOSSES ON				DEFINED
	INVESTMENT		INTEREST		BENEFIT				INVESTMENT		INTEREST		BENEFIT
	SECURITIES		RATE		PENSION				SECURITIES		RATE		PENSION
	AFS(1)		HEDGE(1)		ITEMS(1)		TOTAL(1)		AFS(1)		HEDGE(1)		ITEMS(1)		TOTAL(1)
Beginning balance	$	(13,332)	$	(135)	$	(1,616)	$	(15,083)	$	(13,730)	$	(352)	$	(5,894)	$	(19,976)
Other comprehensive income before reclassifications		5,478		63		2,215		7,756		398		760		3,906		5,064
Amounts reclassified from accumulated other comprehensive loss		—		(22)		—		(22)		—		(543)		372		(171)
Net current period other comprehensive income		5,478		41		2,215		7,734		398		217		4,278		4,893
Ending balance	$	(7,854)	$	(94)	$	599	$	(7,349)	$	(13,332)	$	(135)	$	(1,616)	$	(15,083)

(1) Amounts in parentheses indicate debits on the Consolidated Balance Sheets.

The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the periods ended December 31, 2025 and 2024 (in thousands):

	AMOUNT RECLASSIFIED FROM ACCUMULATED
	OTHER COMPREHENSIVE LOSS(1)
DETAILS ABOUT ACCUMULATED OTHER	YEAR ENDED		YEAR ENDED		AFFECTED LINE ITEM IN THE
COMPREHENSIVE LOSS COMPONENTS	DECEMBER 31, 2025		DECEMBER 31, 2024		STATEMENT OF OPERATIONS
Interest rate hedge
	$	(28)	$	(687)	Interest expense - Deposits
		6		144	Provision for income taxes
	$	(22)	$	(543)
Amortization of estimated defined benefit pension plan loss(2)
	$	—	$	471	Other expense
		—		(99)	Provision for income taxes
	$	—	$	372
Total reclassifications for the period	$	(22)	$	(171)

(1) Amounts in parentheses indicate credits.

(2) These accumulated other comprehensive loss components are included in the computation of net periodic pension benefit (see Note 15 for additional details).