Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2020

Regulatory Capital

Schedule of compliance with regulatory capital requirements under banking regulations

The Company believes that no conditions or events have occurred that would change this conclusion as of such date. To be categorized as well capitalized, the Bank must maintain minimum total capital, common equity tier 1 capital, tier 1 capital, and tier 1 leverage ratios as set forth in the table (in thousands, except ratios).

	At March 31, 2020
									MINIMUM		TO BE WELL
									REQUIRED		CAPITALIZED
									FOR		UNDER PROMPT
									CAPITAL		CORRECTIVE
									ADEQUACY		ACTION
	COMPANY				BANK				PURPOSES		REGULATIONS*
	AMOUNT		RATIO		AMOUNT		RATIO		RATIO		RATIO
Total Capital (To Risk Weighted  Assets)	$	133,286	13.41	%	$	120,917	12.23	%	8.00	%	10.00	%
Common Equity Tier 1 (To Risk  Weighted Assets)		103,726	10.44			110,766	11.20		4.50		6.50
Tier 1 Capital (To Risk Weighted  Assets)		115,618	11.64			110,766	11.20		6.00		8.00
Tier 1 Capital (To Average Assets)		115,618	9.94			110,766	9.64		4.00		5.00

	At December 31, 2019
									MINIMUM		TO BE WELL
									REQUIRED		CAPITALIZED
									FOR		UNDER PROMPT
									CAPITAL		CORRECTIVE
									ADEQUACY		ACTION
	COMPANY				BANK				PURPOSES		REGULATIONS*
	AMOUNT		RATIO		AMOUNT		RATIO		RATIO		RATIO
Total Capital (To Risk Weighted  Assets)	$	132,544	13.49	%	$	119,477	12.23	%	8.00	%	10.00	%
Common Equity Tier 1 (To Risk  Weighted Assets)		102,841	10.47			109,173	11.17		4.50		6.50
Tier 1 Capital (To Risk Weighted  Assets)		114,729	11.68			109,173	11.17		6.00		8.00
Tier 1 Capital (To Average Assets)		114,729	9.87			109,173	9.50		4.00		5.00

*Applies to the Bank only.