CONSOLIDATED STATEMENTS OF INCOME (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
INTEREST INCOME:
Interest and fees on loans	$ 11,518,180	$ 12,848,506
Interest on investment securities:
Taxable interest income	2,813,942	4,259,345
Exempt from federal income taxes	1,394,033	1,664,133
Interest on federal funds sold	99	136
Total Interest Income	15,726,254	18,772,120
INTEREST EXPENSE:
Interest on deposits	2,156,118	3,253,727
Interest on Federal Home Loan Bank advances	276,633	293,272
Interest on trust preferred securities	175,323	177,027
Interest on securities sold under repurchase agreements	1,786,917	1,980,710
Total Interest Expense	4,394,991	5,704,736
NET INTEREST INCOME	11,331,263	13,067,384
PROVISION FOR LOAN LOSSES	4,692,000	1,675,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,639,263	11,392,384
OTHER INCOME:
Service charges on deposit accounts	1,429,805	1,463,397
Income from fiduciary activities	3,324	3,150
Gain/(loss) on sales of ORE	(24,354)	648,469
Gain/(loss) on sales of mortgage loans	508,013	275,114
Fees and commissions on mortgage loans	612,692	842,096
Gain/(loss) on sale/matured securities	2,654,054	465,465
Gain/(loss) on sale of premises & equipment	(17,623)	0
Other	590,957	597,276
Total Other Income	5,756,868	4,294,967
Income before Other Expenses	12,396,131	15,687,351
OTHER EXPENSES:
Salaries	5,575,158	6,017,061
Employee benefits	862,828	869,572
Director fees	149,436	153,380
Net occupancy expense	1,102,054	1,079,056
Equipment expense	1,126,777	1,247,260
Other real estate, net	483,540	607,516
FDIC assessment	363,209	432,290
Advertising	163,484	179,450
Stationery and supplies	137,025	157,814
Amortization of deposit premium	107,616	107,616
Audit expense	262,000	253,911
Other	2,147,269	2,436,534
Total Other Expenses	12,480,396	13,541,460
INCOME/(LOSS) BEFORE INCOME TAX EXPENSE	(84,265)	2,145,891
INCOME TAX EXPENSE/(BENEFIT)	(478,741)	233,146
NET INCOME	$ 394,476	$ 1,912,745
EARNINGS PER SHARE DATA:
Basic earnings per share (in dollars per share)	$ 0.18	$ 0.90
Basic weighted shares outstanding (in shares)	2,139,926	2,134,332
Diluted earnings per share (in dollars per share)	$ 0.18	$ 0.90
Diluted weighted shares outstanding (in shares)	2,139,926	2,134,941
Cash dividends per share (in dollars per share)	$ 0.54	$ 0.72