TRUST DEPARTMENT ASSETS

12 Months Ended

Dec. 31, 2011

TRUST DEPARTMENT ASSETS [Abstract]

TRUST DEPARTMENT ASSETS

NOTE F. TRUST DEPARTMENT ASSETS

The Company has entered into a Trust Services Agreement with National Independent Trust Company, a national banking association doing business as Argent Trust Company, headquartered in Ruston, Louisiana.  Effective January 1, 2007, Argent Trust Company assumed all responsibilities associated with trust services, having been duly appointed successor trustee for all trust accounts.  Argent Trust Company performs certain fiduciary services for customers transferred from and referred by the Bank to Argent Trust Company.  In return, the Bank receives a specified percentage of fee income paid to Argent Trust Company by those customers.