Regulatory Restrictions (Tables)

12 Months Ended

Dec. 31, 2023

Compliance With Regulatory Capital Requirements Under Banking Regulations [Abstract]

The following table summarizes capital ratios for Old National and Old National Bank:


	Actual				Regulatory Minimum (1)				Prompt Corrective Action “Well Capitalized” Guidelines (2)
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2023
Total capital to risk-weighted assets
Old National Bancorp	$	4,727,216	12.64	%	$	3,927,771	10.50	%	$	3,740,735	10.00	%
Old National Bank	4,591,734		12.33		3,911,089		10.50		3,724,847		10.00
Common equity Tier 1 capital to risk-weighted assets
Old National Bancorp	4,003,694		10.70		2,618,514		7.00		N/A		N/A
Old National Bank	4,308,574		11.57		2,607,393		7.00		2,421,150		6.50
Tier 1 capital to risk-weighted assets
Old National Bancorp	4,247,413		11.35		3,179,625		8.50		2,244,441		6.00
Old National Bank	4,308,574		11.57		3,166,120		8.50		2,979,878		8.00
Tier 1 capital to average assets
Old National Bancorp	4,247,413		8.83		1,923,360		4.00		N/A		N/A
Old National Bank	4,308,574		8.99		1,916,002		4.00		2,395,003		5.00
December 31, 2022
Total capital to risk-weighted assets
Old National Bancorp	$	4,321,716	12.02	%	$	3,774,845	10.50	%	$	3,595,090	10.00	%
Old National Bank	4,063,363		11.35		3,759,671		10.50		3,580,639		10.00
Common equity Tier 1 capital to risk-weighted assets
Old National Bancorp	3,605,393		10.03		2,516,563		7.00		N/A		N/A
Old National Bank	3,817,402		10.66		2,506,448		7.00		2,327,416		6.50
Tier 1 capital to risk-weighted assets
Old National Bancorp	3,849,112		10.71		3,055,827		8.50		2,157,054		6.00
Old National Bank	3,817,402		10.66		3,043,544		8.50		2,864,512		8.00
Tier 1 capital to average assets
Old National Bancorp	3,849,112		8.52		1,808,108		4.00		N/A		N/A
Old National Bank	3,817,402		8.47		1,803,426		4.00		2,254,282		5.00

(1)“Regulatory Minimum” capital ratios include the 2.5% “capital conservation buffer” required under the Basel III Capital Rules.

(2)“Well-capitalized” minimum common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets ratios are not formally defined under applicable banking regulations for bank holding companies.