Note 6 - Loans (Tables)

6 Months Ended

Jun. 30, 2015

Note 6 - Loans (Tables) [Line Items]

Schedule of Gross Loans and Commercial Loans [Table Text Block]

	June 30, 2015					December 31, 2014
	Total		% of total			Total		% of total
Commercial real estate	$	425,154		51.6	%	$	430,025		53.4	%
Single-family residential		220,879		26.8			204,439		25.4
Commercial and industrial		88,489		10.7			80,927		10.0
Consumer		76,359		9.3			76,984		9.6
Other		13,127		1.6			12,684		1.6
Loans, gross	$	824,008		100.0	%	$	805,059		100.0	%

Summary of Loans Secured by Commercial Real Estate [Table Text Block]

	Total commercial real estate loans		% of gross loans			% of Bank's total regulatory capital
Secured by commercial real estate
Construction, land development and other land loans	$	57,250		7.0	%		38.6	%
Multifamily residential		8,473		1.0			5.7
Nonfarm nonresidential		359,431		43.6			242.6
Total loans secured by commercial real estate	$	425,154		51.6	%		286.9	%

Summary of Loans Secured by Commercial Real Estate by Category [Table Text Block]

	Total commercial real estate loans		% of gross loans			% of Bank's total regulatory capital
Development commercial real estate loans
Secured by:
Land - unimproved (commercial or residential)	$	14,507		1.8	%		9.8	%
Land development - commercial		12,699		1.5			8.6
Land development - residential		5,899		0.7			4.0
Commercial construction:
Hotel / motel		-		-			-
Retail		4,996		0.6			3.4
Office		-		-			-
Multifamily		428		0.1			0.3
Industrial and warehouse		240		-			0.1
Healthcare		-		-			-
Miscellaneous commercial		184		-			0.1
Total development commercial real estate loans		38,953		4.7			26.3
Existing and other commercial real estate loans
Secured by:
Hotel / motel		34,201		4.2			23.1
Retail		35,450		4.3			23.9
Office		26,506		3.2			17.9
Multifamily		8,473		1.0			5.7
Industrial and warehouse		5,636		0.7			3.8
Healthcare		12,846		1.6			8.7
Miscellaneous commercial		98,367		11.9			66.4
Residential construction - speculative		381		-			0.2
Total existing and other commercial real estate loans		221,860		26.9			149.7
Commercial real estate owner-occupied and residential loans
Secured by:
Commercial - owner-occupied		146,425		17.8			98.8
Commercial construction - owner-occupied		7,341		0.9			5.0
Residential construction - contract		10,575		1.3			7.1
Total commercial real estate owner-occupied and residential loans		164,341		20.0			110.9
Total loans secured by commercial real estate	$	425,154		51.6	%		286.9	%

Past Due Financing Receivables [Table Text Block]

	30-89 days past due and still accruing interest		Greater than 90 days past due and still accruing interest		Greater than 90 days past due and not accruing interest (nonaccrual)		Total past due		Current		Loans, gross
Construction, land development and other land loans	$	244	$	-	$	523	$	767	$	56,483	$	57,250
Multifamily residential		-		-		-		-		8,473		8,473
Nonfarm nonresidential		473		2,912		6,803		10,188		349,243		359,431
Total commercial real estate		717		2,912		7,326		10,955		414,199		425,154
Single-family real estate, revolving, open-end loans		121		-		793		914		87,882		88,796
Single-family real estate, closed-end, first lien		374		-		1,769		2,143		127,423		129,566
Single-family real estate, closed-end, junior lien		31		-		127		158		2,359		2,517
Total single-family residential		526		-		2,689		3,215		217,664		220,879
Commercial and industrial		318		-		220		538		87,951		88,489
Indirect automobile		238		-		72		310		64,736		65,046
All other consumer		34		-		47		81		11,232		11,313
Total consumer		272		-		119		391		75,968		76,359
Farmland		-		-		-		-		6,223		6,223
Obligations of states and political subdivisions of the U.S.		-		-		-		-		377		377
Other		-		-		-		-		6,527		6,527
Total other		-		-		-		-		13,127		13,127
Loans, gross	$	1,833	$	2,912	$	10,354	$	15,099	$	808,909	$	824,008

	30-89 days past due and still accruing interest		Greater than 90 days past due and still accruing interest		Greater than 90 days past due and not accruing interest (nonaccrual)		Total past due		Current		Loans, gross
Construction, land development and other land loans	$	112	$	-	$	441	$	553	$	47,510	$	48,063
Multifamily residential		-		-		-		-		9,025		9,025
Nonfarm nonresidential		2,102		-		8,174		10,276		362,661		372,937
Total commercial real estate		2,214		-		8,615		10,829		419,196		430,025
Single-family real estate, revolving, open-end loans		151		-		977		1,128		79,516		80,644
Single-family real estate, closed-end, first lien		827		238		1,928		2,993		118,014		121,007
Single-family real estate, closed-end, junior lien		16		-		78		94		2,694		2,788
Total single-family residential		994		238		2,983		4,215		200,224		204,439
Commercial and industrial		361		-		715		1,076		79,851		80,927
Indirect automobile		283		-		116		399		65,878		66,277
All other consumer		33		-		34		67		10,640		10,707
Total consumer		316		-		150		466		76,518		76,984
Farmland		-		-		-		-		6,032		6,032
Obligations of states and political subdivisions of the U.S.		-		-		-		-		416		416
Other		-		-		-		-		6,236		6,236
Total other		-		-		-		-		12,684		12,684
Loans, gross	$	3,885	$	238	$	12,463	$	16,586	$	788,473	$	805,059

Schedule of Composition of Troubled Debt Restructuring Impaired Loans [Table Text Block]

	June 30,		December 31,
	2015		2014
Accrual	$	17,071	$	15,585
Nonaccrual		4,698		4,286
Total troubled debt restructurings	$	21,769	$	19,871

	June 30,		December 31,
	2015		2014
Accrual troubled debt restructured loans	$	17,071	$	15,585
Nonaccrual troubled debt restructured loans		4,698		4,286
Accrual other loans		7,705		7,955
Nonaccrual other loans		1,634		3,736
Total impaired loans	$	31,108	$	31,562

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	For the three months ended June 30,				For the six months ended June 30,
	2015		2014		2015		2014
Carrying balance	$	-	$	6,543	$	-	$	7,499
Count		-		1		-		4

Schedule of Loans Modified [Table Text Block]

	For the three months ended June 30,												For the six months ended June 30,
	2015						2014						2015						2014
	Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment
Nonfarm nonresidential		1	$	2,912	$	2,912		1	$	883	$	883		1	$	2,912	$	2,912		1	$	883	$	883
Total commercial real estate		1		2,912		2,912		1		883		883		1		2,912		2,912		1		883		883
Single-family real estate		-		-		-		-		-		-		1		52		52		-		-		-
Commercial and industrial		-		-		-		3		2,665		1,365		-		-		-		3		2,665		1,365
Loans, gross		1	$	2,912	$	2,912		4	$	3,548	$	2,248		2	$	2,964	$	2,964		4	$	3,548	$	2,248

	For the three months ended June 30,												For the six months ended June 30,
	2015						2014						2015						2014
	Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment
Term concession		1	$	2,912	$	2,912		1	$	883	$	883		2	$	2,964	$	2,964		1	$	883	$	883
Term and principal concessions		-		-		-		3		2,665		1,365		-		-		-		3		2,665		1,365
Loans, gross		1	$	2,912	$	2,912		4	$	3,548	$	2,248		2	$	2,964	$	2,964		4	$	3,548	$	2,248

Schedule of Modified Troubled Debt Restructuring Loans [Table Text Block]

	For the three months ended June 30,								For the six months ended June 30,
	2015				2014				2015				2014
	Number of loans		Recorded investment		Number of loans		Recorded investment		Number of loans		Recorded investment		Number of loans		Recorded investment
Nonfarm nonresidential		-	$	-		-	$	-		-	$	-		2	$	2,597
Total commercial real estate		-		-		-		-		-		-		2		2,597
Commercial and industrial		-		-		1		236		-		-		1		236
Loans, gross		-	$	-		1	$	236		-	$	-		3	$	2,833

Schedule of Composition of Impaired Loans by Class [Table Text Block]

	Loans, gross
	Recorded investment		Unpaid principal balance		Related allowance
With no related allowance recorded:
Construction, land development and other land loans	$	111	$	111
Multifamily residential		-		-
Nonfarm nonresidential		17,797		18,523
Total commercial real estate		17,908		18,634
Single-family real estate, revolving, open-end loans		-		-
Single-family real estate, closed-end, first lien		553		659
Single-family real estate, closed-end, junior lien		-		-
Total single-family residential		553		659
Commercial and industrial		343		343
Consumer		-		-
Total impaired loans with no related allowance recorded	$	18,804	$	19,636
With an allowance recorded:
Construction, land development and other land loans	$	97	$	97	$	-
Multifamily residential		-		-		-
Nonfarm nonresidential		11,240		12,694		2,686
Total commercial real estate		11,337		12,791		2,686
Single-family real estate, revolving, open-end loans		-		-		-
Single-family real estate, closed-end, first lien		253		253		27
Single-family real estate, closed-end, junior lien		103		103		39
Total single-family residential		356		356		66
Commercial and industrial		598		598		115
Consumer		13		13		2
Total impaired loans with an allowance recorded	$	12,304	$	13,758	$	2,869
Total:
Construction, land development and other land loans	$	208	$	208	$	-
Multifamily residential		-		-		-
Nonfarm nonresidential		29,037		31,217		2,686
Total commercial real estate		29,245		31,425		2,686
Single-family real estate, revolving, open-end loans		-		-		-
Single-family real estate, closed-end, first lien		806		912		27
Single-family real estate, closed-end, junior lien		103		103		39
Total single-family residential		909		1,015		66
Commercial and industrial		941		941		115
Consumer		13		13		2
Total impaired loans	$	31,108	$	33,394	$	2,869

	Loans, gross
	Recorded investment		Unpaid principal balance		Related allowance
With no related allowance recorded:
Construction, land development and other land loans	$	283	$	805
Multifamily residential		-		-
Nonfarm nonresidential		18,534		23,055
Total commercial real estate		18,817		23,860
Single-family real estate, revolving, open-end loans		333		333
Single-family real estate, closed-end, first lien		645		750
Single-family real estate, closed-end, junior lien		24		24
Total single-family residential		1,002		1,107
Commercial and industrial		607		2,208
Consumer		-		-
Total impaired loans with no related allowance recorded	$	20,426	$	27,175
With an allowance recorded:
Construction, land development and other land loans	$	6	$	6	$	-
Multifamily residential		-		-		-
Nonfarm nonresidential		10,186		12,021		1,555
Total commercial real estate		10,192		12,027		1,555
Single-family real estate, revolving, open-end loans		-		-		-
Single-family real estate, closed-end, first lien		208		208		24
Single-family real estate, closed-end, junior lien		106		106		41
Total single-family residential		314		314		65
Commercial and industrial		616		616		115
Consumer		14		14		2
Total impaired loans with an allowance recorded	$	11,136	$	12,971	$	1,737
Total:
Construction, land development and other land loans	$	289	$	811	$	-
Multifamily residential		-		-		-
Nonfarm nonresidential		28,720		35,076		1,555
Total commercial real estate		29,009		35,887		1,555
Single-family real estate, revolving, open-end loans		333		333		-
Single-family real estate, closed-end, first lien		853		958		24
Single-family real estate, closed-end, junior lien		130		130		41
Total single-family residential		1,316		1,421		65
Commercial and industrial		1,223		2,824		115
Consumer		14		14		2
Total impaired loans	$	31,562	$	40,146	$	1,737

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	For the three months ended June 30, 2015
	Commercial			Single-family			Commercial and
	real estate			residential			industrial			Consumer			Other			Total
Allowance for loan losses, beginning of period	$	7,089		$	3,023		$	1,240		$	1,322		$	240		$	12,914
Provision for loan losses		512			(670	)		(108	)		(743	)		59			(950	)
Loan charge-offs		36			-			104			44			140			324
Loan recoveries		(272	)		(737	)		(42	)		(34	)		(64	)		(1,149	)
Net loans charged-off (recovered)		(236	)		(737	)		62			10			76			(825	)
Allowance for loan losses, end of period	$	7,837		$	3,090		$	1,070		$	569		$	223		$	12,789

	For the six months ended June 30, 2015
	Commercial			Single-family			Commercial and
	real estate			residential			industrial			Consumer			Other			Total
Allowance for loan losses, beginning of period	$	7,373		$	2,856		$	1,047		$	1,338		$	306		$	12,920
Provision for loan losses		574			(496	)		23			(731	)		80			(550	)
Loan charge-offs		434			25			177			89			304			1,029
Loan recoveries		(324	)		(755	)		(177	)		(51	)		(141	)		(1,448	)
Net loans charged-off (recovered)		110			(730	)		-			38			163			(419	)
Allowance for loan losses, end of period	$	7,837		$	3,090		$	1,070		$	569		$	223		$	12,789

	June 30, 2015
	Commercial		Single-family		Commercial and
	real estate		residential		industrial		Consumer		Other		Total
Individually evaluated for impairment	$	2,686	$	66	$	115	$	2	$	-	$	2,869
Collectively evaluated for impairment		5,151		3,024		955		567		223		9,920
Allowance for loan losses, end of period	$	7,837	$	3,090	$	1,070	$	569	$	223	$	12,789
Individually evaluated for impairment	$	29,245	$	909	$	941	$	13	$	-	$	31,108
Collectively evaluated for impairment		395,909		219,970		87,548		76,346		13,127		792,900
Loans, gross	$	425,154	$	220,879	$	88,489	$	76,359	$	13,127	$	824,008

	For the three months ended June 30, 2014
	Commercial			Single-family			Commercial and
	real estate			residential			industrial			Consumer			Other			Total
Allowance for loan losses, beginning of period	$	10,457		$	3,074		$	1,523		$	1,128		$	61		$	16,243
Provision for loan losses		174			109			(307	)		(180	)		204			-
Loan charge-offs		618			85			145			54			112			1,014
Loan recoveries		(246	)		(14	)		(12	)		(21	)		(74	)		(367	)
Net loans charged-off (recovered)		372			71			133			33			38			647
Allowance for loan losses, end of period	$	10,259		$	3,112		$	1,083		$	915		$	227		$	15,596

	For the six months ended June 30, 2014
	Commercial			Single-family			Commercial and
	real estate			residential			industrial			Consumer			Other			Total
Allowance for loan losses, beginning of period	$	10,565		$	3,124		$	1,682		$	1,118		$	(4	)	$	16,485
Provision for loan losses		222			72			(478	)		(145	)		329			-
Loan charge-offs		779			189			145			110			267			1,490
Loan recoveries		(251	)		(105	)		(24	)		(52	)		(169	)		(601	)
Net loans charged-off (recovered)		528			84			121			58			98			889
Allowance for loan losses, end of period	$	10,259		$	3,112		$	1,083		$	915		$	227		$	15,596

	June 30, 2014
	Commercial		Single-family		Commercial and
	real estate		residential		industrial		Consumer		Other		Total
Individually evaluated for impairment	$	1,758	$	165	$	99	$	3	$	-	$	2,025
Collectively evaluated for impairment		8,501		2,947		984		912		227		13,571
Allowance for loan losses, end of period	$	10,259	$	3,112	$	1,083	$	915	$	227	$	15,596
Individually evaluated for impairment	$	38,877	$	1,757	$	2,023	$	16	$	-	$	42,673
Collectively evaluated for impairment		402,293		175,422		70,237		51,833		10,591		710,376
Loans, gross	$	441,170	$	177,179	$	72,260	$	51,849	$	10,591	$	753,049

Mortgage, Consumer and Other Loans [Member]

Note 6 - Loans (Tables) [Line Items]

Financing Receivable Credit Quality Indicators [Table Text Block]

	Single-family residential revolving, open-end loans		Single-family residential closed-end, first lien		Single-family residential closed-end, junior lien		Total single-family residential loans
Accrual	$	88,003	$	127,797	$	2,390	$	218,190
Nonaccrual		793		1,769		127		2,689
Total	$	88,796	$	129,566	$	2,517	$	220,879

	Indirect automobile		All other consumer		Total consumer
Accrual	$	64,974	$	11,266	$	76,240
Nonaccrual		72		47		119
Total	$	65,046	$	11,313	$	76,359

	Other
Accrual	$	13,127
Nonaccrual		-
Total	$	13,127

	Single-family residential revolving, open-end loans		Single-family residential closed-end, first lien		Single-family residential closed-end, junior lien		Total single-family residential loans
Accrual	$	79,667	$	119,079	$	2,710	$	201,456
Nonaccrual		977		1,928		78		2,983
Total	$	80,644	$	121,007	$	2,788	$	204,439

	Indirect automobile		All other consumer		Total consumer
Accrual	$	66,161	$	10,673	$	76,834
Nonaccrual		116		34		150
Total	$	66,277	$	10,707	$	76,984

	Other
Accrual	$	12,684
Nonaccrual		-
Total	$	12,684

Commercial Real Estate and Commercial and Industrial [Member]

Note 6 - Loans (Tables) [Line Items]

Financing Receivable Credit Quality Indicators [Table Text Block]

	Construction, land development and other land loans		Multifamily residential		Nonfarm nonresidential		Total commercial real estate
Grade 1	$	-	$	-	$	-	$	-
Grade 2		-		-		-		-
Grade 3		1,372		131		65,936		67,439
Grade 4		28,339		903		197,957		227,199
Grade W		9,594		7,436		54,050		71,080
Grade 5		80		-		13,819		13,899
Grade 6		1,361		-		26,370		27,731
Grade 7		-		-		1,003		1,003
Not risk rated*		16,504		3		296		16,803
Total	$	57,250	$	8,473	$	359,431	$	425,154

	Commercial and industrial
Grade 1	$	480
Grade 2		2,066
Grade 3		12,019
Grade 4		68,071
Grade W		4,061
Grade 5		205
Grade 6		1,231
Grade 7		152
Not risk rated		204
Total	$	88,489

	Construction, land development and other land loans		Multifamily residential		Nonfarm nonresidential		Total commercial real estate
Grade 1	$	-	$	-	$	-	$	-
Grade 2		-		-		-		-
Grade 3		3,337		144		74,966		78,447
Grade 4		17,826		1,191		183,829		202,846
Grade W		9,595		7,690		62,429		79,714
Grade 5		138		-		25,502		25,640
Grade 6		1,724		-		25,131		26,855
Grade 7		-		-		1,051		1,051
Not risk rated*		15,443		-		29		15,472
Total	$	48,063	$	9,025	$	372,937	$	430,025

	Commercial and industrial
Grade 1	$	753
Grade 2		1,534
Grade 3		12,864
Grade 4		53,171
Grade W		3,953
Grade 5		5,786
Grade 6		2,476
Grade 7		339
Not risk rated		51
Total	$	80,927