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Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2015
Dec. 31, 2014
Cash and cash equivalents    
Cash and due from banks $ 68,427 $ 36,887
Total cash and cash equivalents 68,427 36,887
Federal Home Loan Bank stock, at cost 2,282 2,556
Trading account assets, at fair value 10,090 5,513
Investment securities available for sale, at fair value 203,048 211,511
Mortgage loans held for sale 3,178 1,125
Loans, gross 824,008 805,059
Less: allowance for loan losses (12,789) (12,920)
Loans, net 811,219 792,139
Premises and equipment, net 21,662 22,006
Accrued interest receivable 3,375 3,387
Foreclosed real estate 5,291 5,949
Deferred tax asset, net 14,037 17,053
Bank-owned life insurance 12,079 11,923
Other assets 10,234 8,762
Total assets 1,164,922 1,118,811
Deposits    
Noninterest-bearing 213,246 196,219
Interest-bearing 763,792 732,101
Total deposits 977,038 928,320
Retail repurchase agreements 14,984 15,921
Federal Home Loan Bank advances 30,000 35,000
Other liabilities 6,234 6,526
Total liabilities $ 1,028,256 $ 985,767
Shareholders' equity    
Preferred stock - par value $0.01 per share; authorized 2,500,000 shares; none issued and outstanding    
Common stock - par value $0.01 per share; authorized 75,000,000 shares; 12,813,442 and 12,810,388 issued and outstanding at June 30, 2015 and December 31, 2014, respectively $ 128 $ 128
Capital surplus 145,674 145,384
Retained earnings (accumulated deficit) 157 (2,565)
Accumulated other comprehensive loss, net of tax (9,293) (9,903)
Total shareholders' equity 136,666 133,044
Total liabilities and shareholders' equity $ 1,164,922 $ 1,118,811