Note 12 - Deposits

6 Months Ended

Jun. 30, 2015

Disclosure Text Block [Abstract]

Deposit Liabilities Disclosures [Text Block]

12.     Deposits

Composition

The following table summarizes the composition of deposits at the dates indicated (in thousands).

	June 30,		December 31,
	2015		2014
Transaction deposits	$	570,046	$	528,633
Money market deposits		147,475		138,449
Savings deposits		100,206		90,318
Time deposits $100,000 and greater		62,456		67,419
Time deposits less than $100,000		96,855		103,501
Total deposits	$	977,038	$	928,320

At June 30, 2015 and December 31, 2014, $411 thousand and $531 thousand, respectively, of overdrawn transaction deposit accounts were reclassified to loans.

At June 30, 2015 and December 31, 2014, $15.9 million and $17.6 million, respectively, of time deposits meet or exceed the FDIC insurance limit of $250,000.

Interest Expense on Deposit Accounts

The following table summarizes interest expense on deposits for the periods indicated (in thousands).

	For the three months ended June 30,				For the six months ended June 30,
	2015		2014		2015		2014
Transaction deposits	$	16	$	10	$	27	$	20
Money market deposits		22		9		32		18
Savings deposits		3		1		6		4
Time deposits		72		103		152		208
Total interest expense on deposits	$	113	$	123	$	217	$	250