Note 7 - Premises and Equipment, Net

12 Months Ended

Dec. 31, 2014

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment Disclosure [Text Block]

7. Premises andEquipment, net

The following table summarizes premises and equipment balances, net at the dates indicated (in thousands).

	December 31,
	2014			2013
Land	$	5,521		$	5,521
Buildings		19,539			19,395
Furniture and equipment		13,395			13,259
Software		5,556			5,344
Leasehold improvements		3,782			3,746
Capital lease asset		557			1,396
Bank automobiles		94			95
Premises and equipment, gross	$	48,444		$	48,756
Accumulated depreciation		(26,438	)		(25,389	)
Premises and equipment, net	$	22,006		$	23,367

At December 31, 2014, the Bank provided banking products and services through 25 branches of which five were leased and 20 were owned.

Depreciation expense for the years ended December 31, 2014, 2013 and 2012 was $2.4 million, $2.6 million and $2.5 million, respectively.