Note 22 - Regulatory Capital Requirements and Dividend Restrictions

6 Months Ended

Jun. 30, 2014

Disclosure Text Block [Abstract]

Regulatory Capital Requirements under Banking Regulations [Text Block]

22.     Regulatory Capital Requirements

The following table summarizes the Company’s and the Bank’s actual and required capital ratios at the dates indicated (dollars in thousands). The Bank was classified in the well-capitalized category at both June 30, 2014 and December 31, 2013. Since June 30, 2014, no conditions or events have occurred, of which the Company is aware, that have resulted in a material change in the Bank's risk category other than as reported in this Quarterly Report on Form 10-Q.

	Actual					For capital adequacy purposes					To be well capitalized under prompt corrective action provisions
	amount		ratio			amount		ratio			amount		ratio
At June 30, 2014
Total capital to risk-weighted assets
Company	$	137,747		16.54	%	$	66,610		8.00	%	n/a		n/a
Bank		137,730		16.54			66,609		8.00		$	83,261		10.00	%
Tier 1 capital to risk-weighted assets
Company		127,272		15.29			33,305		4.00		n/a		n/a
Bank		127,255		15.28			33,304		4.00			49,956		6.00
Tier 1 leverage ratio
Company		127,272		11.69			43,550		4.00		n/a		n/a
Bank		127,255		11.69			43,549		4.00			54,436		5.00
At December 31, 2013
Total capital to risk-weighted assets
Company	$	130,043		15.49	%	$	67,142		8.00	%	n/a		n/a
Bank		129,956		15.48			67,142		8.00		$	83,928		10.00	%
Tier 1 capital to risk-weighted assets
Company		119,475		14.24			33,571		4.00		n/a		n/a
Bank		119,388		14.23			33,571		4.00			50,357		6.00
Tier 1 leverage ratio
Company		119,475		11.03			43,309		4.00		n/a		n/a
Bank		119,388		11.03			43,311		4.00			54,138		5.00