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Consolidated Statements of Income (Loss) (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest income      
Interest earned on cash and cash equivalents $ 100 $ 209 $ 347
Dividends received on Federal Home Loan Bank stock 39 47 48
Interest earned on trading account assets 38    
Interest earned on investment securities available for sale 4,017 5,059 6,921
Interest and fees earned on loans 38,344 40,075 44,502
Total interest income 42,538 45,390 51,818
Interest expense      
Interest expense on deposits 2,257 5,136 9,334
Interest expense on retail repurchase agreements 2 2 20
Interest expense on Federal Home Loan Bank advances     72
Interest expense on other borrowings 1    
Total interest expense 2,260 5,138 9,426
Net interest income 40,278 40,252 42,392
Provision for loan losses 3,465 13,075 20,500
Net interest income after provision for loan losses 36,813 27,177 21,892
Noninterest income      
Service charges on deposit accounts, net 6,902 6,691 7,547
Fees for trust, investment management and brokerage services 2,039 3,092 3,083
Mortgage-banking 2,008 3,139 1,757
Debit card and automatic teller machine income, net 2,400 2,171 1,915
Bankcard services 261 247 238
Investment securities gains, net 310 10,494 157
Trading account income 170    
Gain on sale of branches   568  
Other 746 628 729
Total noninterest income 14,836 27,030 15,426
Noninterest expense      
Salaries and other personnel 20,107 21,088 23,807
Occupancy 4,242 4,455 4,503
Furniture and equipment 3,731 3,378 3,807
Professional services 2,083 1,715 1,960
Federal Deposit Insurance Corporation deposit insurance assessment 1,439 1,861 3,012
Marketing 1,051 1,384 1,803
Foreclosed real estate writedowns and expenses 3,373 9,285 7,470
Loss (gain) on other loans held for sale (326) 3,660 8,119
Loan workout 1,066 1,273 1,654
Other 5,567 5,251 7,247
Total noninterest expense 42,333 53,350 63,382
Income (loss) before provision (benefit) for income taxes 9,316 857 (26,064)
Provision (benefit) for income taxes (18,415) 2,721 (2,664)
Net income (loss) $ 27,731 $ (1,864) $ (23,400)
Common and per share data      
Net income (loss) - basic (in Dollars per share) $ 2.17 $ (0.15) $ (1.86)
Net income (loss) - diluted (in Dollars per share) $ 2.17 $ (0.15) $ (1.86)
Cash dividends (in Dollars per share) $ 0 $ 0 $ 0
Book value (in Dollars per share) $ 9.68 $ 7.71 $ 8.13
Average common shares issued and outstanding (in Shares) 12,658,752 12,639,379 12,555,247
Average diluted common shares issued and outstanding (in Shares) 12,658,752 12,639,379 12,555,247