Note 5 - Loans (Tables)

12 Months Ended

Dec. 31, 2013

Note 5 - Loans (Tables) [Line Items]

Schedule of Gross Loans and Commercial Loans [Table Text Block]

	December 31, 2013					December 31, 2012
	Total		% of total			Total			% of total
Commercial real estate	$	455,452		59.4	%	$	459,212			62.1	%
Single-family residential		178,125		23.2			168,180			22.8
Commercial and industrial		73,078		9.5			51,661			7.0
Consumer		50,099		6.5			50,574			6.8
Other		10,759		1.4			9,431			1.3
Total loans	$	767,513		100.0	%	$	739,058			100.0	%
Less: other loans held for sale		-					(776	)
Loans, gross	$	767,513				$	738,282

Summary of Loans Secured by Commercial Real Estate [Table Text Block]

	Total commercial real estate loans		% of gross loans			% of Bank's total regulatory capital
Secured by commercial real estate
Construction, land development and other land loans	$	76,558		10.0	%		58.9	%
Multifamily residential		10,417		1.3			8.0
Nonfarm nonresidential		368,477		48.0			283.6
Total loans secured by commercial real estate	$	455,452		59.3	%		350.5	%

Summary of Loans Secured by Commercial Real Estate by Category [Table Text Block]

	Total commercial real estate loans		% of gross loans			% of Bank's total regulatory capital
Development commercial real estate loans
Secured by:
Land - unimproved (commercial or residential)	$	19,636		2.6	%		15.1	%
Land development - commercial		7,632		1.0			5.9
Land development - residential		8,047		1.0			6.2
Commercial construction:
Retail		1,702		0.2			1.3
Office		5,839		0.8			4.5
Multifamily		8,430		1.1			6.5
Industrial and warehouse		614		0.1			0.5
Miscellaneous commercial		7,739		1.0			5.9
Total development commercial real estate loans		59,639		7.8			45.9
Existing and other commercial real estate loans
Secured by:
Hotel / motel		54,439		7.1			41.9
Retail		24,981		3.2			19.2
Office		13,031		1.7			10.0
Multifamily		10,417		1.4			8.0
Industrial and warehouse		7,770		1.0			6.0
Healthcare		13,901		1.8			10.7
Miscellaneous commercial		111,129		14.5			85.5
Residential construction - speculative		162		-			0.2
Total existing and other commercial real estate loans		235,830		30.7			181.5
Commercial real estate owner-occupied and residential loans
Secured by:
Commercial - owner-occupied		143,226		18.6			110.2
Commercial construction - owner-occupied		8,929		1.2			6.9
Residential construction - contract		7,828		1.0			6.0
Total commercial real estate owner-occupied and residential loans		159,983		20.8			123.1
Total loans secured by commercial real estate	$	455,452		59.3	%		350.5	%

Financing Receivable Internally Assigned Credit Quality Indicators [Table Text Block]

	Construction, land development and other land loans		Multifamily residential		Nonfarm nonresidential		Total commercial real estate
Grade 1	$	-	$	-	$	-	$	-
Grade 2		-		-		-		-
Grade 3		10,025		259		69,954		80,238
Grade 4		34,654		887		171,585		207,126
Grade W		8,679		9,079		83,843		101,601
Grade 5		2,202		-		16,727		18,929
Grade 6		4,400		181		24,352		28,933
Grade 7		803		-		1,604		2,407
Not risk rated*		15,795		11		412		16,218
Total	$	76,558	$	10,417	$	368,477	$	455,452

Schedules of Internal Quality Indicators on Commercial and Industrial [Table Text Block]

	Commercial and industrial
Grade 1	$	879
Grade 2		1,186
Grade 3		8,830
Grade 4		51,167
Grade W		5,151
Grade 5		2,361
Grade 6		2,923
Grade 7		494
Not risk rated		87
Total	$	73,078

	Commercial and industrial
Grade 1	$	3,462
Grade 2		208
Grade 3		7,210
Grade 4		28,293
Grade W		7,330
Grade 5		677
Grade 6		3,701
Grade 7		732
Not risk rated		48
Total	$	51,661

Schedule of Mortgage Loan by Credit Quality Indicator [Table Text Block]

	Single-family residential revolving, open-end loans		Single-family residential closed-end, first lien		Single-family residential closed-end, junior lien		Total single-family residential loans
Performing	$	69,121	$	101,100	$	3,802	$	174,023
Nonperforming		797		3,176		129		4,102
Total	$	69,918	$	104,276	$	3,931	$	178,125

	Single-family residential revolving, open-end loans		Single-family residential closed-end, first lien		Single-family residential closed-end, junior lien		Total single-family residential loans
Performing	$	58,935	$	99,080	$	4,608	$	162,623
Nonperforming		816		4,442		299		5,557
Total	$	59,751	$	103,522	$	4,907	$	168,180

Schedule of Consumer Loans by Credit Quality Indicators [Table Text Block]

	Credit cards		All other consumer		Total consumer
Performing	$	-	$	49,863	$	49,863
Nonperforming		1		235		236
Total	$	1	$	50,098	$	50,099

	Other
Performing	$	10,759
Nonperforming		-
Total	$	10,759

	Credit cards		All other consumer		Total consumer
Performing	$	-	$	50,310	$	50,310
Nonperforming		17		247		264
Total	$	17	$	50,557	$	50,574

	Other
Performing	$	9,429
Nonperforming		2
Total	$	9,431

Financing Receivable Credit Quality Indicators [Table Text Block]

	Municipal
	bonds
Aaa		13	%
Aa1 - A3		67
Baa1		2
Not rated		18
Total		100	%

	Municipal
	bonds
Aaa		18	%
Aa+		13
Aa - A-		57
Not rated		12
Total		100	%

Past Due Financing Receivables [Table Text Block]

	30-89 days past due and still accruing		Greater than 90 days past due and not accruing (nonaccrual)		Total past due		Current		Loans, gross
Construction, land development and other land loans	$	82	$	3,872	$	3,954	$	72,604	$	76,558
Multifamily residential		-		181		181		10,236		10,417
Nonfarm nonresidential		1,199		4,832		6,031		362,446		368,477
Total commercial real estate		1,281		8,885		10,166		445,286		455,452
Single-family real estate, revolving, open-end loans		148		797		945		68,973		69,918
Single-family real estate, closed-end, first lien		1,091		3,176		4,267		100,009		104,276
Single-family real estate, closed-end, junior lien		41		129		170		3,761		3,931
Total single-family residential		1,280		4,102		5,382		172,743		178,125
Commercial and industrial		306		1,885		2,191		70,887		73,078
Credit cards		-		1		1		-		1
All other consumer		335		235		570		49,528		50,098
Total consumer		335		236		571		49,528		50,099
Farmland		-		-		-		3,394		3,394
Obligations of states and political subdivisions of the U.S.		-		-		-		497		497
Other		-		-		-		6,868		6,868
Total other		-		-		-		10,759		10,759
Loans, gross	$	3,202	$	15,108	$	18,310	$	749,203	$	767,513

	30-89 days past due and still accruing		Greater than 90 days past due and not accruing (nonaccrual)			Total past due			Current		Total
Construction, land development and other land loans	$	175	$	5,467		$	5,642		$	61,257	$	66,899
Multifamily residential		245		-			245			11,414		11,659
Nonfarm nonresidential		4,574		3,732			8,306			372,348		380,654
Total commercial real estate		4,994		9,199			14,193			445,019		459,212
Single-family real estate, revolving, open-end loans		245		816			1,061			58,690		59,751
Single-family real estate, closed-end, first lien		1,441		4,442			5,883			97,639		103,522
Single-family real estate, closed-end, junior lien		99		299			398			4,509		4,907
Total single-family residential		1,785		5,557			7,342			160,838		168,180
Commercial and industrial		395		826			1,221			50,440		51,661
Credit cards		-		17			17			-		17
All other consumer		405		247			652			49,905		50,557
Total consumer		405		264			669			49,905		50,574
Farmland		-		-			-			3,171		3,171
Obligations of states and political subdivisions of the U.S.		-		-			-			739		739
Other		1		2			3			5,518		5,521
Total other		1		2			3			9,428		9,431
Total loans	$	7,580	$	15,848		$	23,428		$	715,630	$	739,058
Less: other loans held for sale		-		(776	)		(776	)		-		(776	)
Loans, gross	$	7,580	$	15,072		$	22,652		$	715,630	$	738,282

Schedule of Carrying Balance of Troubled Debt Restructurings [Table Text Block]

	December 31, 2013						December 31, 2012
	Performing		Nonperforming		Total		Performing		Nonperforming		Total
Loans, gross	$	26,744	$	2,184	$	28,928	$	30,154	$	3,124	$	33,278

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	For the years ended December 31 ,
	2013		2012		2011
Carrying balance	$	7,077	$	6,018	$	1,152
Count		14		19		2

Schedule of Loans Modified [Table Text Block]

	For the years ended December 31,
	2013						2012						2011
	Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment
Construction, land development and other land loans		1	$	60	$	60		1	$	4,089	$	4,089		6	$	6,657	$	6,657
Nonfarm nonresidential		4		4,364		4,364		8		2,305		2,305		19		19,466		18,845
Total commercial real estate		5		4,424		4,424		9		6,394		6,394		25		26,123		25,502
Single-family real estate		-		-		-		4		715		715		21		1,964		1,964
Commercial and industrial		1		242		242		3		506		501		8		1,337		910
Consumer		-		-		-		-		-		-		3		44		44
Total loans		6	$	4,666	$	4,666		16	$	7,615	$	7,610		57	$	29,468	$	28,420
Less: other loans held for sale		-		-		-		-		-		-		3		11,250		10,869
Loans, gross		6	$	4,666	$	4,666		16	$	7,615	$	7,610		54	$	18,218	$	17,551

	For the years ended December 31,
	2013						2012						2011
	Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment		Number of loans		Pre-modification outstanding recorded investment		Post-modification outstanding recorded investment
Rate concession		1	$	60	$	60		-	$	-	$	-		5	$	2,390	$	2,390
Term concession		5		4,606		4,606		6		5,047		5,047		28		11,589		11,162
Rate and term concessions		-		-		-		10		2,568		2,563		17		10,012		9,772
Rate, term and required principal paydown concessions		-		-		-		-		-		-		1		504		504
Required principal paydown concession		-		-		-		-		-		-		1		1,736		1,355
Other		-		-		-		-		-		-		5		3,237		3,237
Total loans		6	$	4,666	$	4,666		16	$	7,615	$	7,610		57	$	29,468	$	28,420
Less: other loans held for sale		-		-		-		-		-		-		3		11,250		10,869
Loans, gross		6	$	4,666	$	4,666		16	$	7,615	$	7,610		54	$	18,218	$	17,551

Schedule of Modified Troubled Debt Restructuring Loans [Table Text Block]

	For the years ended December 31,
	2013				2012				2011
	Number of loans		Recorded investment		Number of loans		Recorded investment		Number of loans		Recorded investment
Construction, land development and other land loans		1	$	56		-	$	-		-	$	-
Nonfarm nonresidential		-		-		2		2,122		5		5,760
Total commercial real estate		1		56		2		2,122		5		5,760
Single-family real estate		1		404		2		293		8		966
Commercial and industrial		1		127		-		-		6		619
Consumer		-		-		-		-		-		-
Total loans		3	$	587		4	$	2,415		19	$	7,345
Less: other loans held for sale		-		-		-		-		1		2,979
Loans, gross		3	$	587		4	$	2,415		18	$	4,366

Schedule of Composition of Troubled Debt Restructuring Impaired Loans [Table Text Block]

	December 31, 2013
	Performing troubled debt restructured loans		Nonperforming troubled debt restructured loans		Nonperforming other loans		Performing other loans		Total
Loans, gross	$	26,744	$	2,184	$	6,580	$	9,187	$	44,695

	December 31, 2012
	Performing troubled debt restructured loans		Nonperforming troubled debt restructured loans		Nonperforming other loans		Performing other loans		Total
Loans, gross	$	30,154	$	3,124	$	2,628	$	5,413	$	41,319
Other loans held for sale		-		-		776		-		776
Total impaired loans	$	30,154	$	3,124	$	3,404	$	5,413	$	42,095

Schedule of Composition of Impaired Loans by Class [Table Text Block]

	Loans, gross
	Recorded investment		Unpaid principal balance		Related allowance
With no related allowance recorded:
Construction, land development and other land loans	$	3,244	$	6,503
Multifamily residential		181		239
Nonfarm nonresidential		17,414		24,422
Total commercial real estate		20,839		31,164
Single-family real estate, revolving, open-end loans		-		-
Single-family real estate, closed-end, first lien		1,369		5,811
Single-family real estate, closed-end, junior lien		-		-
Total single-family residential		1,369		5,811
Commercial and industrial		753		1,150
Consumer		7		7
Total impaired loans with no related allowance recorded	$	22,968	$	38,132
With an allowance recorded:
Construction, land development and other land loans	$	260	$	260	$	68
Multifamily residential		-		-		-
Nonfarm nonresidential		18,839		18,839		1,668
Total commercial real estate		19,099		19,099		1,736
Single-family real estate, revolving, open-end loans		404		404		83
Single-family real estate, closed-end, first lien		323		323		18
Single-family real estate, closed-end, junior lien		195		195		62
Total single-family residential		922		922		163
Commercial and industrial		1,680		2,980		644
Consumer		26		26		12
Total impaired loans with an allowance recorded	$	21,727	$	23,027	$	2,555
Total:
Construction, land development and other land loans	$	3,504	$	6,763	$	68
Multifamily residential		181		239		-
Nonfarm nonresidential		36,253		43,261		1,668
Total commercial real estate		39,938		50,263		1,736
Single-family real estate, revolving, open-end loans		404		404		83
Single-family real estate, closed-end, first lien		1,692		6,134		18
Single-family real estate, closed-end, junior lien		195		195		62
Total single-family residential		2,291		6,733		163
Commercial and industrial		2,433		4,130		644
Consumer		33		33		12
Total impaired loans	$	44,695	$	61,159	$	2,555

	Loans, gross						Other loans held for sale				Total
	Recorded investment		Unpaid principal balance		Related allowance		Recorded investment		Unpaid principal balance		Recorded investment		Unpaid principal balance		Related allowance
With no related allowance recorded:
Construction, land development and other land loans	$	3,732	$	16,005			$	776	$	8,656	$	4,508	$	24,661
Multifamily residential		-		-				-		-		-		-
Nonfarm nonresidential		18,012		24,275				-		-		18,012		24,275
Total commercial real estate		21,744		40,280				776		8,656		22,520		48,936
Single-family real estate, revolving, open-end loans		-		-				-		-		-		-
Single-family real estate, closed-end, first lien		1,963		6,408				-		-		1,963		6,408
Single-family real estate, closed-end, junior lien		31		31				-		-		31		31
Total single-family residential		1,994		6,439				-		-		1,994		6,439
Commercial and industrial		674		1,101				-		-		674		1,101
Consumer		18		18								18		18
Total impaired loans with no related allowance recorded	$	24,430	$	47,838			$	776	$	8,656	$	25,206	$	56,494
With an allowance recorded:
Construction, land development and other land loans	$	254	$	254	$	68					$	254	$	254	$	68
Multifamily residential		246		246		76						246		246		76
Nonfarm nonresidential		14,309		14,309		2,055						14,309		14,309		2,055
Total commercial real estate		14,809		14,809		2,199						14,809		14,809		2,199
Single-family real estate, revolving, open-end loans		404		404		-						404		404		-
Single-family real estate, closed-end, first lien		707		707		54						707		707		54
Single-family real estate, closed-end, junior lien		173		173		162						173		173		162
Total single-family residential		1,284		1,284		216						1,284		1,284		216
Commercial and industrial		776		776		58						776		776		58
Consumer		20		20		4						20		20		4
Total impaired loans with an allowance recorded	$	16,889	$	16,889	$	2,477					$	16,889	$	16,889	$	2,477
Total:
Construction, land development and other land loans	$	3,986	$	16,259	$	68	$	776	$	8,656	$	4,762	$	24,915	$	68
Multifamily residential		246		246		76		-		-		246		246		76
Nonfarm nonresidential		32,321		38,584		2,055		-		-		32,321		38,584		2,055
Total commercial real estate		36,553		55,089		2,199		776		8,656		37,329		63,745		2,199
Single-family real estate, revolving, open-end loans		404		404		-		-		-		404		404		-
Single-family real estate, closed-end, first lien		2,670		7,115		54		-		-		2,670		7,115		54
Single-family real estate, closed-end, junior lien		204		204		162		-		-		204		204		162
Total single-family residential		3,278		7,723		216		-		-		3,278		7,723		216
Commercial and industrial		1,450		1,877		58		-		-		1,450		1,877		58
Consumer		38		38		4		-		-		38		38		4
Total impaired loans	$	41,319	$	64,727	$	2,477	$	776	$	8,656	$	42,095	$	73,383	$	2,477

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	For the year ended December 31, 2013
	Commercial			Single-family		Commercial and
	real estate			residential		industrial		Consumer		Other			Total
Allowance for loan losses, beginning of period	$	12,317		$	3,140	$	1,264	$	1,093	$	11		$	17,825
Provision for loan losses		(263	)		580		2,697		172		279			3,465
Loan charge-offs		1,780			731		2,426		285		669			5,891
Loan recoveries		291			135		147		138		375			1,086
Net loans charged-off		1,489			596		2,279		147		294			4,805
Allowance for loan losses, end of period	$	10,565		$	3,124	$	1,682	$	1,118	$	(4	)	$	16,485

	December 31, 2013
	Commercial		Single-family		Commercial and
	real estate		residential		industrial		Consumer		Other			Total
Individually evaluated for impairment	$	1,736	$	163	$	644	$	12	$	-		$	2,555
Collectively evaluated for impairment		8,829		2,961		1,038		1,106		(4	)		13,930
Allowance for loan losses, end of period	$	10,565	$	3,124	$	1,682	$	1,118	$	(4	)	$	16,485
Individually evaluated for impairment	$	39,938	$	2,291	$	2,433	$	33	$	-		$	44,695
Collectively evaluated for impairment		415,514		175,834		70,645		50,066		10,759			722,818
Loans, gross	$	455,452	$	178,125	$	73,078	$	50,099	$	10,759		$	767,513

	For the year ended December 31, 2012
	Commercial		Single-family		Commercial and
	real estate		residential		industrial			Consumer		Other		Total
Allowance for loan losses, beginning of period	$	18,026	$	4,488	$	1,862		$	1,209	$	11	$	25,596
Provision for loan losses		11,630		1,318		(390	)		277		240		13,075
Loan charge-offs		17,548		3,314		376			586		696		22,520
Loan recoveries		209		648		168			193		456		1,674
Net loans charged-off		17,339		2,666		208			393		240		20,846
Allowance for loan losses, end of period	$	12,317	$	3,140	$	1,264		$	1,093	$	11	$	17,825

	December 31, 2012
	Commercial		Single-family		Commercial and
	real estate		residential		industrial		Consumer		Other		Total
Individually evaluated for impairment	$	2,199	$	216	$	58	$	4	$	-	$	2,477
Collectively evaluated for impairment		10,118		2,924		1,206		1,089		11		15,348
Allowance for loan losses, end of period	$	12,317	$	3,140	$	1,264	$	1,093	$	11	$	17,825
Individually evaluated for impairment	$	36,553	$	3,278	$	1,450	$	38	$	-	$	41,319
Collectively evaluated for impairment		421,883		164,902		50,211		50,536		9,431		696,963
Loans, gross	$	458,436	$	168,180	$	51,661	$	50,574	$	9,431	$	738,282

2012 [Member]

Note 5 - Loans (Tables) [Line Items]

Financing Receivable Credit Quality Indicators [Table Text Block]

	Construction, land development and other land loans		Multifamily residential		Nonfarm nonresidential		Commercial real estate in other loans held for sale		Total commercial real estate
Grade 1	$	-	$	-	$	2,643	$	-	$	2,643
Grade 2		-		-		-		-		-
Grade 3		10,384		404		83,554		-		94,342
Grade 4		22,384		1,391		151,956		-		175,731
Grade W		6,735		2,431		73,306		-		82,472
Grade 5		3,354		7,183		28,910		-		39,447
Grade 6		4,000		246		38,328		-		42,574
Grade 7		2,780		-		1,801		776		5,357
Not risk rated*		16,486		4		156		-		16,646
	$	66,123	$	11,659	$	380,654	$	776	$	459,212
Less: commercial real estate included in other loans held for sale										(776	)
Total									$	458,436