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Note 5 - Loans (Tables)
9 Months Ended
Sep. 30, 2013
Note 5 - Loans (Tables) [Line Items]  
Schedule of Gross Loans and Commercial Loans [Table Text Block]
   

September 30, 2013

   

December 31, 2012

 
   

Total

   

% of total

   

Total

   

% of total

 
                                 

Commercial real estate

  $ 455,058       60.1

%

  $ 459,212       62.1

%

Single-family residential

    174,693       23.1       168,180       22.8  

Commercial and industrial

    67,097       8.9       51,661       7.0  

Consumer

    49,396       6.5       50,574       6.8  

Other

    10,570       1.4       9,431       1.3  

Total loans

  $ 756,814       100.0

%

  $ 739,058       100.0

%

Less: other loans held for sale

    -               (776 )        

Loans, gross

  $ 756,814             $ 738,282          
Summary of Loans Secured by Commercial Real Estate [Table Text Block]
   

Total commercial

real estate loans

   

% of gross loans

   

% of Bank's total

regulatory capital

 

Secured by commercial real estate

                       

Construction, land development, and other land loans

  $ 75,400       10.0

%

    59.4

%

Multifamily residential

    10,695       1.4       8.4  

Nonfarm nonresidential

    368,963       48.7       290.8  

Total loans secured by commercial real estate

  $ 455,058       60.1

%

    358.6

%

Summary of Loans Secured by Commercial Real Estate by Category [Table Text Block]
   

Total commercial

real estate loans

   

% of gross loans

   

% of Bank's total regulatory capital

 

Development commercial real estate loans

                       

Secured by:

                       

Land - unimproved (commercial or residential)

  $ 21,013       2.8

%

    16.6

%

Land development - commercial

    6,010       0.8       4.7  

Land development - residential

    7,904       1.0       6.2  

Commercial construction:

                       

Retail

    5,550       0.7       4.4  

Multifamily

    8,318       1.1       6.6  

Industrial and warehouse

    1,281       0.2       1.0  

Miscellaneous commercial

    7,001       0.9       5.5  

Total development commercial real estate loans

    57,077       7.5       45.0  
                         

Existing and other commercial real estate loans

                       

Secured by:

                       

Hotel / motel

    56,807       7.5       44.8  

Retail

    25,739       3.4       20.3  

Office

    11,103       1.5       8.7  

Multifamily

    10,695       1.4       8.4  

Industrial and warehouse

    6,664       0.9       5.3  

Healthcare

    14,071       1.9       11.1  

Miscellaneous commercial

    114,524       15.1       90.2  

Residential construction - speculative

    369       -       0.3  

Total existing and other commercial real estate loans

    239,972       31.7       189.1  
                         

Commercial real estate owner occupied and residential loans

                       

Secured by:

                       

Commercial - owner occupied

    140,056       18.5       110.3  

Commercial construction - owner occupied

    9,617       1.3       7.6  

Residential construction - contract

    8,336       1.1       6.6  

Total commercial real estate owner occupied and residential loans

    158,009       20.9       124.5  
                         

Total loans secured by commercial real estate

  $ 455,058       60.1

%

    358.6

%

Financing Receivable Internally Assigned Credit Quality Indicators [Table Text Block]
   

Construction, land development and other land loans

   

Multifamily residential

   

Nonfarm nonresidential

   

Total commercial real estate

 

Grade 1

  $ -     $ -     $ -     $ -  

Grade 2

    -       -       -       -  

Grade 3

    9,193       168       69,394       78,755  

Grade 4

    32,826       1,131       171,193       205,150  

Grade W

    8,616       9,206       79,937       97,759  

Grade 5

    2,296       -       17,447       19,743  

Grade 6

    4,859       181       29,084       34,124  

Grade 7

    803       -       1,590       2,393  

Not risk rated*

    16,807       9       318       17,134  

Total

  $ 75,400     $ 10,695     $ 368,963     $ 455,058  
Schedules of Internal Quality Indicators on Commercial and Industrial [Table Text Block]
   

Commercial and industrial

 

Grade 1

  $ 1,056  

Grade 2

    1,109  

Grade 3

    8,018  

Grade 4

    47,785  

Grade W

    5,866  

Grade 5

    841  

Grade 6

    2,057  

Grade 7

    304  

Not risk rated

    61  

Total

  $ 67,097  
   

Commercial and industrial

 

Grade 1

  $ 3,462  

Grade 2

    208  

Grade 3

    7,210  

Grade 4

    28,293  

Grade W

    7,330  

Grade 5

    677  

Grade 6

    3,701  

Grade 7

    732  

Not risk rated

    48  

Total

  $ 51,661  
Schedule of Mortgage Loan by Credit Quality Indicator [Table Text Block]
   

Single-family residential revolving, open end loans

   

Single-family residential closed end, first lien

   

Single-family residential closed end, junior lien

   

Total single-family residential loans

 

Performing

  $ 64,869     $ 101,170     $ 3,818     $ 169,857  

Nonperforming

    1,019       3,585       232       4,836  

Total

  $ 65,888     $ 104,755     $ 4,050     $ 174,693  
   

Single-family residential revolving, open end loans

   

Single-family residential closed end, first lien

   

Single-family residential closed end, junior lien

   

Total single-family residential loans

 

Performing

  $ 58,935     $ 99,080     $ 4,608     $ 162,623  

Nonperforming

    816       4,442       299       5,557  

Total

  $ 59,751     $ 103,522     $ 4,907     $ 168,180  
Schedule of Consumer Loans by Credit Quality Indicators [Table Text Block]
   

Credit cards

   

Consumer-other

   

Total consumer

 

Performing

  $ -     $ 49,205     $ 49,205  

Nonperforming

    3       188       191  

Total

  $ 3     $ 49,393     $ 49,396  
   

Other

 

Performing

  $ 10,569  

Nonperforming

    1  

Total

  $ 10,570  
   

Credit cards

   

Consumer-other

   

Total consumer

 

Performing

  $ -     $ 50,310     $ 50,310  

Nonperforming

    17       247       264  

Total

  $ 17     $ 50,557     $ 50,574  
   

Other

 

Performing

  $ 9,429  

Nonperforming

    2  

Total

  $ 9,431  
Schedule of Carrying Balance of Troubled Debt Restructurings [Table Text Block]
   

September 30, 2013

   

December 31, 2012

 
   

Performing

   

Nonperforming

   

Total

   

Performing

   

Nonperforming

   

Total

 

Loans, gross

  $ 27,012     $ 2,435     $ 29,447     $ 30,154     $ 3,124     $ 33,278  

Other loans held for sale

    -       -       -       -       -       -  

Total troubled debt restructurings

  $ 27,012     $ 2,435     $ 29,447     $ 30,154     $ 3,124     $ 33,278  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   

For the three months ended

September 30,

   

For the nine months ended

September 30,

 
   

2013

   

2012

   

2013

   

2012

 

Carrying balance

  $ -     $ 131     $ 5,842     $ 6,018  

Count

    -       1       8       19  
Schedule of Loans Modified [Table Text Block]
    For the three months ended September 30,  
   

2013

   

2012

 
   

Number of loans

   

Pre-modification outstanding recorded investment

   

Post-modification outstanding recorded investment

   

Number of loans

   

Pre-modification outstanding recorded investment

   

Post-modification outstanding recorded investment

 
                                                 

Nonfarm nonresidential

    1     $ 480     $ 480       1     $ 255     $ 255  

Total commercial real estate

    1       480       480       1       255       255  
                                                 

Single-family real estate

    -       -       -       3       645       645  
                                                 

Commercial and industrial

    1       241       241       -       -       -  

Loans, gross

    2     $ 721     $ 721       4     $ 900     $ 900  
   

For the three months ended September 30,

 
   

2013

   

2012

 
   

Number of loans

   

Pre-modification outstanding recorded investment

   

Post-modification outstanding recorded investment

   

Number of loans

   

Pre-modification outstanding recorded investment

   

Post-modification outstanding recorded investment

 
                                                 

Term concession

    2     $ 721     $ 721       2     $ 439     $ 439  

Rate and term concessions

    -       -       -       2       461       461  

Loans, gross

    2     $ 721     $ 721       4     $ 900     $ 900  
Schedule of Modified Troubled Debt Restructuring Loans [Table Text Block]
   

For the three months ended September 30,

   

For the nine months ended September 30,

 
   

2013

   

2012

   

2013

   

2012

 
   

Number of loans

   

Recorded investment

   

Number of loans

   

Recorded investment

   

Number of loans

   

Recorded investment

   

Number of loans

   

Recorded investment

 

Construction, land development and other land loans

    -     $ -       -     $ -       1     $ 56       1     $ 488  

Nonfarm nonresidential

    -       -       1       256       -       -       6       1,801  
Total commercial real estate      -       -       1       256       1       56       7       2,289  
                                                                 

Single-family real estate

    1       404       -       -       1       404       1       46  
                                                                 

Commercial and industrial

    1       127       -       -       1       127       -       -  
                                                                 

Consumer

    -       -       -       -       -       -       -       -  

Loans, gross

    2     $ 531       1     $ 256       3     $ 587       8     $ 2,335  
Schedule of Composition of Troubled Debt Restructuring Impaired Loans [Table Text Block]
   

September 30, 2013

 
   

Performing troubled debt restructured loans

   

Nonperforming troubled debt restructured loans

   

Nonperforming other loans

   

Performing other loans

   

Total

 

Loans, gross

  $ 27,012     $ 2,435     $ 4,455     $ 10,283     $ 44,185  

Total impaired loans

  $ 27,012     $ 2,435     $ 4,455     $ 10,283     $ 44,185  
   

December 31, 2012

 
   

Performing troubled debt restructured loans

   

Nonperforming troubled debt restructured loans

   

Nonperforming other loans

   

Performing other loans

   

Total

 

Loans, gross

  $ 30,154     $ 3,124     $ 2,628     $ 5,413     $ 41,319  

Other loans held for sale

    -       -       776       -       776  

Total impaired loans

  $ 30,154     $ 3,124     $ 3,404     $ 5,413     $ 42,095  
Schedule of Composition of Impaired Loans by Class [Table Text Block]
   

Loans, gross

 
   

Recorded investment

     

Unpaid principal balance

     

Related allowance

 

With no related allowance recorded:

                           

Construction, land development and other land loans

  $ 3,260       $ 6,519            

Multifamily residential

    181         239            

Nonfarm nonresidential

    24,201         30,986            

Total commercial real estate

    27,642         37,744            
                             

Single-family real estate, revolving, open end loans

    -         -            

Single-family real estate, closed end, first lien

    1,478         5,924            

Single-family real estate, closed end, junior lien

    -         -            

Total single-family residential

    1,478         5,924            
                             

Commercial and industrial

    952         1,845            
                             

Consumer

    7         7            
                             

Total impaired loans with no related allowance recorded

  $ 30,079       $ 45,520            
                             

With an allowance recorded:

                           

Construction, land development and other land loans

  $ 261       $ 261       $ 68  

Multifamily residential

    -         -         -  

Nonfarm nonresidential

    12,321         12,321         1,884  

Total commercial real estate

    12,582         12,582         1,952  
                             

Single-family real estate, revolving, open end loans

    404         404         83  

Single-family real estate, closed end, first lien

    553         553         49  

Single-family real estate, closed end, junior lien

    198         198         63  

Total single-family residential

    1,155         1,155         195  
                             

Commercial and industrial

    342         342         17  
                             

Consumer

    27         27         4  
                             

Total impaired loans with an allowance recorded

  $ 14,106       $ 14,106       $ 2,168  
                             

Total:

                           

Construction, land development and other land loans

  $ 3,521       $ 6,780       $ 68  

Multifamily residential

    181         239         -  

Nonfarm nonresidential

    36,522         43,307         1,884  

Total commercial real estate

    40,224         50,326         1,952  
                             

Single-family real estate, revolving, open end loans

    404  

 

    404  

 

    83  

Single-family real estate, closed end, first lien

    2,031  

 

    6,477  

 

    49  

Single-family real estate, closed end, junior lien

    198  

 

    198  

 

    63  

Total single-family residential

    2,633         7,079         195  
                             

Commercial and industrial

    1,294         2,187         17  
                             

Consumer

    34         34         4  
                             

Total impaired loans

  $ 44,185       $ 59,626       $ 2,168  
   

Loans, gross

   

Other loans held for sale

   

Total loans

 
   

Recorded investment

   

Unpaid principal balance

   

Related
allowance

   

Recorded investment

   

Unpaid principal balance

   

Recorded investment

   

Unpaid principal balance

   

Related allowance

 

With no related allowance recorded:

                                                               

Construction, land development and other land loans

  $ 3,732     $ 16,005             $ 776     $ 8,656     $ 4,508     $ 24,661          

Multifamily residential

    -       -               -       -       -       -          

Nonfarm nonresidential

    18,012       24,275               -       -       18,012       24,275          

Total commercial real estate

    21,744       40,280               776       8,656       22,520       48,936          
                                                                 

Single-family real estate, revolving, open end loans

    -       -               -       -       -       -          

Single-family real estate, closed end, first lien

    1,963       6,408               -       -       1,963       6,408          

Single-family real estate, closed end, junior lien

    31       31               -       -       31       31          

Total single-family residential

    1,994       6,439               -       -       1,994       6,439          
                                                                 

Commercial and industrial

    674       1,101               -       -       674       1,101          
                                                                 

Consumer

    18       18                               18       18          
                                                                 

Total impaired loans with no related allowance recorded

  $ 24,430     $ 47,838             $ 776     $ 8,656     $ 25,206     $ 56,494          
                                                                 

With an allowance recorded:

                                                               

Construction, land development and other land loans

  $ 254     $ 254     $ 68                     $ 254     $ 254     $ 68  

Multifamily residential

    246       246       76                       246       246       76  

Nonfarm nonresidential

    14,309       14,309       2,055                       14,309       14,309       2,055  

Total commercial real estate

    14,809       14,809       2,199                       14,809       14,809       2,199  
                                                                 

Single-family real estate, revolving, open end loans

    404       404       -                       404       404       -  

Single-family real estate, closed end, first lien

    707       707       54                       707       707       54  

Single-family real estate, closed end, junior lien

    173       173       162                       173       173       162  

Total single-family residential

    1,284       1,284       216                       1,284       1,284       216  
                                                                 

Commercial and industrial

    776       776       58                       776       776       58  
                                                                 

Consumer

    20       20       4                       20       20       4  
                                                                 

Total impaired loans with an allowance recorded

  $ 16,889     $ 16,889     $ 2,477                     $ 16,889     $ 16,889     $ 2,477  
                                                                 

Total:

                                                               

Construction, land development and other land loans

  $ 3,986     $ 16,259     $ 68     $ 776     $ 8,656     $ 4,762     $ 24,915     $ 68  

Multifamily residential

    246       246       76       -       -       246       246       76  

Nonfarm nonresidential

    32,321       38,584       2,055       -       -       32,321       38,584       2,055  

Total commercial real estate

    36,553       55,089       2,199       776       8,656       37,329       63,745       2,199  
                                                                 

Single-family real estate, revolving, open end loans

    404       404       -       -       -       404       404       -  

Single-family real estate, closed end, first lien

    2,670       7,115       54       -       -       2,670       7,115       54  

Single-family real estate, closed end, junior lien

    204       204       162       -       -       204       204       162  

Total single-family residential

    3,278       7,723       216       -       -       3,278       7,723       216  
                                                                 

Commercial and industrial

    1,450       1,877       58       -       -       1,450       1,877       58  
                                                                 

Consumer

    38       38       4       -       -       38       38       4  
                                                                 

Total impaired loans

  $ 41,319     $ 64,727     $ 2,477     $ 776     $ 8,656     $ 42,095     $ 73,383     $ 2,477  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]
   

For the three months ended September 30, 2013

 
   

Commercial

real estate

   

Single-family

residential

   

Commercial and

industrial

   

Consumer

   

Other

   

Total

 

Allowance for loan losses:

                                               

Allowance for loan losses, beginning of period

  $ 11,029     $ 3,018     $ 2,139     $ 1,025     $ 7     $ 17,218  

Provision for loan losses

    562       214       (254 )     50       73       645  
                                                 

Loan charge-offs

    526       179       472       58       151       1,386  

Loan recoveries

    40       28       44       36       81       229  

Net loans charged-off

    486       151       428       22       70       1,157  
                                                 

Allowance for loan losses, end of period

  $ 11,105     $ 3,081     $ 1,457     $ 1,053     $ 10     $ 16,706  
   

For the nine months ended September 30, 2013

 
   

Commercial

real estate

   

Single-family

residential

   

Commercial and

industrial

   

Consumer

   

Other

   

Total

 

Allowance for loan losses, beginning of period

  $ 12,317     $ 3,140     $ 1,264     $ 1,093     $ 11     $ 17,825  

Provision for loan losses

    (36 )     465       960       68       208       1,665  
                                                 

Loan charge-offs

    1,284       611       846       219       501       3,461  

Loan recoveries

    108       87       79       111       292       677  

Net loans charged-off

    1,176       524       767       108       209       2,784  
                                                 

Allowance for loan losses, end of period

  $ 11,105     $ 3,081     $ 1,457     $ 1,053     $ 10     $ 16,706  
   

September 30, 2013

 

Individually evaluated for impairment

  $ 1,952     $ 195     $ 17     $ 4     $ -     $ 2,168  

Collectively evaluated for impairment

    9,153       2,886       1,440       1,049       10       14,538  

Allowance for loan losses, end of period

  $ 11,105     $ 3,081     $ 1,457     $ 1,053     $ 10     $ 16,706  
   

September 30, 2013

 

Individually evaluated for impairment

  $ 40,224     $ 2,633     $ 1,294     $ 34     $ -     $ 44,185  

Collectively evaluated for impairment

    414,834       172,060       65,803       49,362       10,570       712,629  

Total loans, gross

  $ 455,058     $ 174,693     $ 67,097     $ 49,396     $ 10,570     $ 756,814  
   

For the three months ended September 30, 2012

 
   

Commercial

real estate

   

Single-family

residential

   

Commercial and

industrial

   

Consumer

   

Other

   

Total

 

Allowance for loan losses:

                                               

Allowance for loan losses, beginning of period

  $ 12,552     $ 3,308     $ 1,334     $ 1,070     $ 14     $ 18,278  

Provision for loan losses

    483       40       (92 )     104       65       600  
                                                 

Loan charge-offs

    274       141       59       139       178       791  

Loan recoveries

    66       20       25       39       101       251  

Net loans charged-off

    208       121       34       100       77       540  
                                                 

Allowance for loan losses, end of period

  $ 12,827     $ 3,227     $ 1,208     $ 1,074     $ 2     $ 18,338  
   

For the nine months ended September 30, 2012

 
   

Commercial

real estate

   

Single-family

residential

   

Commercial and

industrial

   

Consumer

   

Other

   

Total

 

Allowance for loan losses, beginning of period

  $ 18,026     $ 4,488     $ 1,862     $ 1,209     $ 11     $ 25,596  

Provision for loan losses

    10,126       1,689       (426 )     218       143       11,750  
                                                 

Loan charge-offs

    15,495       3,044       361       498       497       19,895  

Loan recoveries

    170       94       133       145       345       887  

Net loans charged-off

    15,325       2,950       228       353       152       19,008  
                                                 

Allowance for loan losses, end of period

  $ 12,827     $ 3,227     $ 1,208     $ 1,074     $ 2     $ 18,338  
   

September 30, 2012

 

Individually evaluated for impairment

  $ 3,127     $ 261     $ 49     $ 5     $ -     $ 3,442  

Collectively evaluated for impairment

    9,700       2,966       1,159       1,069       2       14,896  

Allowance for loan losses, end of period

  $ 12,827     $ 3,227     $ 1,208     $ 1,074     $ 2     $ 18,338  
   

September 30, 2012

 

Individually evaluated for impairment

  $ 35,486     $ 3,746     $ 1,481     $ 39     $ -     $ 40,752  

Collectively evaluated for impairment

    415,898       166,397       50,440       51,332       9,121       693,188  

Total loans, gross

  $ 451,384     $ 170,143     $ 51,921     $ 51,371     $ 9,121     $ 733,940  
December [Member]
 
Note 5 - Loans (Tables) [Line Items]  
Financing Receivable Internally Assigned Credit Quality Indicators [Table Text Block]
   

Construction, land development and other land loans

   

Multifamily residential

   

Nonfarm nonresidential

   

Commercial real estate in other loans held for sale

   

Total commercial real estate

 

Grade 1

  $ -     $ -     $ 2,643     $ -     $ 2,643  

Grade 2

    -       -       -       -       -  

Grade 3

    10,384       404       83,554       -       94,342  

Grade 4

    22,384       1,391       151,956       -       175,731  

Grade W

    6,735       2,431       73,306       -       82,472  

Grade 5

    3,354       7,183       28,910       -       39,447  

Grade 6

    4,000       246       38,328       -       42,574  

Grade 7

    2,780       -       1,801       776       5,357  

Not risk rated*

    16,486       4       156       -       16,646  
    $ 66,123     $ 11,659     $ 380,654     $ 776     $ 459,212  

Less: Commercial real estate included in other loans held for sale

                                    (776 )

Total

                                  $ 458,436  
September 30, 2013 [Member]
 
Note 5 - Loans (Tables) [Line Items]  
Past Due Financing Receivables [Table Text Block]
   

30-89 days past due and still accruing

   

Greater than 90 days past due and still accruing

   

Greater than 90 days past due and not accruing (nonaccrual)

   

Total past due

   

Current

   

Total loans

 

Construction, land development and other land loans

  $ 336     $ -     $ 4,143     $ 4,479     $ 70,921     $ 75,400  

Multifamily residential

    -       -       181       181       10,514       10,695  

Nonfarm nonresidential

    1,342       1,723       4,623       7,688       361,275       368,963  

Total commercial real estate

    1,678       1,723       8,947       12,348       442,710       455,058  
                                                 

Single-family real estate, revolving, open end loans

    173       -       1,019       1,192       64,696       65,888  

Single-family real estate, closed end, first lien

    461       -       3,585       4,046       100,709       104,755  

Single-family real estate, closed end, junior lien

    -       -       232       232       3,818       4,050  

Total single-family residential

    634       -       4,836       5,470       169,223       174,693  
                                                 

Commercial and industrial

    373       -       760       1,133       65,964       67,097  
                                                 

Credit cards

    -       -       3       3       -       3  

All other consumer

    393       -       188       581       48,812       49,393  

Total consumer

    393       -       191       584       48,812       49,396  
                                                 

Farmland

    -       -       -       -       3,195       3,195  

Obligations of states and political subdivisions of the U.S.

    -       -       -       -       515       515  

Other

    -       -       1       1       6,859       6,860  

Total other

    -       -       1       1       10,569       10,570  
                                                 

Total loans, gross

  $ 3,078     $ 1,723     $ 14,735     $ 19,536     $ 737,278     $ 756,814  
December 31, 2012 [Member]
 
Note 5 - Loans (Tables) [Line Items]  
Past Due Financing Receivables [Table Text Block]
   

30-89 days past due and still accruing 

   

Greater than 90 days past due and not accruing (nonaccrual)

   

Total past due

   

Current

   

Total loans

 

Construction, land development and other land loans

  $ 175     $ 5,467     $ 5,642     $ 61,257     $ 66,899  

Multifamily residential

    245       -       245       11,414       11,659  

Nonfarm nonresidential

    4,574       3,732       8,306       372,348       380,654  

Total commercial real estate

    4,994       9,199       14,193       445,019       459,212  
                                         

Single-family real estate, revolving, open end loans

    245       816       1,061       58,690       59,751  

Single-family real estate, closed end, first lien

    1,441       4,442       5,883       97,639       103,522  

Single-family real estate, closed end, junior lien

    99       299       398       4,509       4,907  

Total single-family residential

    1,785       5,557       7,342       160,838       168,180  
                                         

Commercial and industrial

    395       826       1,221       50,440       51,661  
                                         

Credit cards

    -       17       17       -       17  

All other consumer

    405       247       652       49,905       50,557  

Total consumer

    405       264       669       49,905       50,574  
                                         

Farmland

    -       -       -       3,171       3,171  

Obligations of states and political subdivisions of the U.S.

    -       -       -       739       739  

Other

    1       2       3       5,518       5,521  

Total other

    1       2       3       9,428       9,431  
                                         

Total loans

  $ 7,580     $ 15,848     $ 23,428     $ 715,630     $ 739,058  
                                         

Less: other loans held for sale

    -       (776 )     (776 )     -       (776 )

Total loans, gross

  $ 7,580     $ 15,072     $ 22,652     $ 715,630     $ 738,282  
Nine Months Ended [Member]
 
Note 5 - Loans (Tables) [Line Items]  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   

For the nine months ended September 30,

 
   

2013

   

2012

 
   

Number of loans

   

Pre-modification outstanding recorded investment

   

Post-modification outstanding recorded investment

   

Number of loans

   

Pre-modification outstanding recorded investment

   

Post-modification outstanding recorded investment

 
                                                 

Construction, land development and other land loans

    1     $ 60     $ 60       1     $ 4,089     $ 4,089  

Nonfarm nonresidential

    3       3,099       3,099       7       2,066       2,066  

Total commercial real estate

    4       3,159       3,159       8       6,155       6,155  
                                                 

Single-family real estate

    -       -       -       4       715       715  
                                                 

Commercial and industrial

    1       241       241       2       421       416  
                                                 

Consumer

    -       -       -       -       -       -  

Loans, gross

    5     $ 3,400     $ 3,400       14     $ 7,291     $ 7,286  
   

For the nine months ended September 30,

 
   

2013

   

2012

 
   

Number of loans

   

Pre-modification outstanding recorded investment

   

Post-modification outstanding recorded investment

   

Number of loans

   

Pre-modification outstanding recorded investment

   

Post-modification outstanding recorded investment

 
                                                 

Rate concession

    1     $ 60     $ 60       -     $ -     $ -  

Term concession

    4       3,340       3,340       6       5,047       5,047  

Rate and term concessions

    -       -       -       8       2,244       2,239  

Loans, gross

    5     $ 3,400     $ 3,400       14     $ 7,291     $ 7,286