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Consolidated Balance Sheets (Unaudited) (USD $)
Sep. 30, 2013
Dec. 31, 2012
Cash and due from banks $ 55,743,000 $ 101,385,000
Total cash and cash equivalents 55,743,000 101,385,000
Federal Home Loan Bank stock, at cost 1,380,000 1,811,000
Trading account assets 5,027,000 0
Investment securities available for sale, at fair value 227,079,000 264,502,000
Mortgage loans held for sale 1,865,000 6,114,000
Other loans held for sale 0 776,000
Loans, gross 756,814,000 738,282,000
Less: allowance for loan losses (16,706,000) (17,825,000)
Loans, net 740,108,000 720,457,000
Premises and equipment, net 23,627,000 24,796,000
Accrued interest receivable 3,475,000 3,910,000
Foreclosed real estate 7,928,000 10,911,000
Deferred tax asset, net 22,197,000  
Other assets 11,468,000 10,794,000
Total assets 1,099,897,000 1,145,456,000
Noninterest-bearing 187,150,000 179,695,000
Interest-bearing 757,662,000 843,547,000
Total deposits 944,812,000 1,023,242,000
Retail repurchase agreements 24,640,000 15,357,000
Accrued interest payable 146,000 450,000
Other liabilities 9,353,000 8,027,000
Total liabilities 978,951,000 1,047,076,000
Preferred stock - par value $0.01 per share; authorized 2,500,000 shares; none issued and outstanding 0 0
Common stock - par value $0.01 per share; authorized 75,000,000 shares; 12,783,019 and 12,754,045 issued and outstanding at September 30, 2013 and December 31, 2012, respectively 127,000 127,000
Capital surplus 144,362,000 143,342,000
Accumulated deficit (12,464,000) (38,372,000)
Accumulated other comprehensive loss, net of tax (11,079,000) (6,717,000)
Total shareholders' equity 120,946,000 98,380,000
Total liabilities and shareholders' equity $ 1,099,897,000 $ 1,145,456,000