Note 7 - Premises and Equipment, net

9 Months Ended

Sep. 30, 2013

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment Disclosure [Text Block]

 7.     Premises and Equipment, net

The following table summarizes premises and equipment balances, net at the dates indicated (in thousands).

	September 30, 2013			December 31, 2012
Land	$	5,521		$	5,581
Buildings		19,384			19,541
Leasehold improvements		3,756			4,309
Furniture and equipment		13,014			12,640
Software		5,239			4,971
Bank automobiles		95			95
Capital lease asset		1,378			1,378
Premises and equipment, gross	$	48,387		$	48,515
Accumulated depreciation		(24,760	)		(23,719	)
Premises and equipment, net	$	23,627		$	24,796

At September 30, 2013, the Bank provided commercial and consumer banking products and services through 25 branches of which five were leased and 20 were owned. The Bank also leased a separate office to provide brokerage services.

Depreciation expense for the three months ended September 30, 2013 and 2012 was $641 thousand and $578 thousand, respectively. Depreciation expense for both of the nine months ended September 30, 2013 and 2012 was $1.9 million.