Note 9 - Deposits

6 Months Ended

Jun. 30, 2013

Disclosure Text Block [Abstract]

Deposit Liabilities Disclosures [Text Block]

9.   Deposits 

Composition

The following table summarizes the composition of deposits at the dates indicated (in thousands).

	June 30, 2013		December 31, 2012
Transaction deposits	$	503,644	$	483,844
Money market deposits		130,416		129,708
Savings deposits		78,771		70,646
Time deposits $100,000 and greater		114,616		179,242
Time deposits less than $100,000		131,394		159,802
Total deposits	$	958,841	$	1,023,242

At June 30, 2013 and December 31, 2012, $452 thousand and $554 thousand, respectively, of overdrawn transaction deposit accounts were reclassified to loans. The Bank had no brokered deposits at June 30, 2013 or December 31, 2012.

Interest Expense on Deposit Accounts

The following table summarizes interest expense on deposits for the periods indicated (in thousands).

	For the three months ended June 30,				For the six months ended June 30,
	2013		2012		2013		2012
Transaction deposit accounts	$	10	$	9	$	19	$	20
Money market deposit accounts		7		13		15		32
Savings deposit accounts		3		2		5		4
Time deposit accounts		482		1,315		1,358		2,676
Total interest expense on deposits	$	502	$	1,339	$	1,397	$	2,732