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Consolidated Statements of Income (Loss) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income    
Interest earned on cash and cash equivalents $ 35 $ 51
Dividends received on Federal Home Loan Bank stock   12
Interest earned on investment securities available for sale    
State and municipal (nontaxable) 94 915
Collateralized mortgage obligations (taxable) 431 509
Other mortgage-backed (taxable) 231 212
SBA loan-backed (taxable) 254  
Interest and fees earned on loans 9,819 10,326
Total interest income 10,864 12,025
Interest expense    
Interest expense on deposits 895 1,393
Interest expense on retail repurchase agreements   1
Total interest expense 895 1,394
Net interest income 9,969 10,631
Provision for loan losses 350 2,700
Net interest income after provision for loan losses 9,619 7,931
Noninterest income    
Service charges on deposit accounts, net 1,554 1,674
Fees for trust, investment management and brokerage services 769 719
Mortgage-banking 571 801
Automatic teller machine 230 241
Bankcard services 60 62
Other 561 433
Total noninterest income 3,745 3,930
Noninterest expense    
Salaries and other personnel 5,098 5,608
Occupancy 1,067 1,264
Furniture and equipment 900 891
Professional services 427 466
FDIC deposit insurance assessment 370 651
Marketing 142 188
Loan workout 212 229
Foreclosed real estate writedowns and expenses 452 1,368
Loss on other loans held for sale   128
Other 1,707 1,138
Total noninterest expense 10,375 11,931
Income (loss) before provision for income taxes 2,989 (70)
Provision for income taxes 813 517
Net income (loss) $ 2,176 $ (587)
Common and per share data    
Net income (loss)-basic $ 0.17 $ (0.05)
Net income (loss)-diluted $ 0.17 $ (0.05)
Cash dividends      
Book value $ 7.82 $ 8.04
Weighted average common shares outstanding-basic 12,650,766 12,637,819
Weighted average common shares outstanding-diluted 12,693,567 12,637,819