Premises and Equipment, net (Tables)

3 Months Ended

Mar. 31, 2013

Summary of Premises and Equipment Balances

The following table summarizes premises and equipment balances, net at the dates indicated (in thousands).


	March 31,			December 31,
	2013			2012
Land	$	5,521		$	5,581
Buildings		19,589			19,541
Leasehold improvements		3,808			4,309
Furniture and equipment		12,891			12,640
Software		5,164			4,971
Bank automobiles		94			95
Capital lease asset		1,378			1,378

Premises and equipment, gross	$	48,445		$	48,515
Accumulated depreciation		(23,848	)		(23,719	)

Premises and equipment, net	$	24,597		$	24,796

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

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