POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of Union
Bankshares, Inc., a corporation organized under the laws of the State of
Vermont (the "Company") hereby constitutes and appoints Jerry S. Rowe,
Cynthia D. Borck and Marsha A. Mongeon, and each of them individually (with
full power to each of them to act alone), his true and lawful attorneys-in-
fact and agents for him and on his behalf and in his name, place and stead,
in any and all capacities, to execute and file with the Securities and
Exchange Commission (or any other federal, state or foreign governmental or
regulatory authority) reports of the undersigned's beneficial ownership of
the securities of the Company, and changes in such ownership on Forms 3, 4
and 5, or other appropriate form in effect from time to time, as may be
necessary or desirable from time to time in order to comply with the
obligations of the undersigned pursuant to Section 16(a) of the Securities
Exchange Act of 1934, as amended, granting unto said attorneys, and each of
them, full power and authority to do and to perform each and every act and
thing requisite and necessary to be done in and about the premises in order
to effectuate the same as fully to all intents and purposes as he might or
could do it personally present, hereby ratifying and confirming all that
said attorneys-in-fact and agents, or any of them, may lawfully do or cause
to be done by virtue hereof. This Power of Attorney shall remain in effect
until revoked in writing by the undersigned.

IN WITNESS WHEREOF, the undersigned director has hereunto set his hand, as
of the 9th day of December, 1999.

                                       /s/ Kenneth D. Gibbons
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                                       Kenneth D. Gibbons