CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Cash Flows From Operating Activities
Net income	$ 4,896	$ 4,436
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	786	823
Credit loss expense	456	158
Deferred income tax provision	8	9
Net amortization of premiums on investment securities	314	276
Equity in losses of limited partnerships	909	824
Stock based compensation expense	296	292
Net decrease (increase) in unamortized loan costs	6	(179)
Proceeds from sales of loans held for sale	57,649	41,591
Origination of loans held for sale	(60,568)	(44,117)
Net gains on sales of loans held for sale	(869)	(628)
Net gains on disposals of premises and equipment	0	(19)
Net gains on other investments	(84)	(128)
Decrease in accrued interest receivable	989	686
Amortization of debt issuance costs	17	17
Increase in other assets	(1,108)	(1,230)
Increase in other liabilities	651	2,300
Net cash provided by operating activities	4,348	5,111
Interest bearing deposits in banks
Proceeds from maturities and redemptions	7,719	2,739
Purchases	(5,220)	(1,992)
Investment securities available-for-sale
Proceeds from maturities, calls and paydowns	13,207	8,698
Purchases	0	(1,299)
Net purchases of other investments	(48)	(29)
Net increase in nonmarketable stock	(286)	(6,183)
Net decrease in loans	52,966	22,280
Recoveries of loans charged off	10	12
Net purchases of premises and equipment	(812)	(721)
Proceeds from Company-owned life insurance death benefit	0	235
Investments in limited partnerships	(705)	(1,936)
Proceeds from sales of premises and equipment	0	42
Net cash provided in investing activities	66,831	21,846
Cash Flows From Financing Activities
Advances on long-term borrowings	30,145	205,000
Repayment of long-term borrowings	(20,000)	(90,000)
Net increase in short-term borrowings outstanding	833	66,400
Net decrease in noninterest bearing deposits	(8,731)	(28,064)
Net decrease in interest bearing deposits	(136,451)	(207,031)
Net increase (decrease) in time deposits	79,634	(17,200)
Proceeds from issuance of common stock, net of issuance costs	52	0
Dividends paid	(3,232)	(3,221)
Net cash used by financing activities	(57,750)	(74,116)
Net increase (decrease) in cash and cash equivalents	13,429	(47,159)
Cash and cash equivalents
Beginning of period	15,838	77,666
End of period	29,267	30,507
Supplemental Disclosures of Cash Flow Information
Interest paid	16,553	12,664
Income taxes paid	200	0
Supplemental Schedule of Noncash Investing Activities
Investment in limited partnerships acquired by capital contributions payable	1,901	1,712
Dividends paid on Common Stock:
Dividends declared	3,268	3,254
Dividends reinvested	(36)	(33)
Dividends paid	$ 3,232	$ 3,221