CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Cash Flows From Operating Activities
Net income	$ 2,501	$ 2,417
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	380	418
Credit loss expense (benefit)	235	(230)
Deferred income tax provision	12	11
Net amortization of premiums on investment securities	143	132
Equity in losses of limited partnerships	452	412
Stock based compensation expense	146	146
Net increase in unamortized loan costs	0	(55)
Proceeds from sales of loans held for sale	26,148	21,996
Origination of loans held for sale	(24,610)	(22,054)
Net gains on sales of loans held for sale	(389)	(287)
Net gains on disposals of premises and equipment	0	(19)
Net losses (gains) on other investments	35	(95)
Increase in accrued interest receivable	(744)	(257)
Amortization of debt issuance costs	8	8
Increase in other assets	(35)	(1,250)
(Decrease) increase in other liabilities	(222)	568
Net cash provided by operating activities	4,060	1,861
Interest bearing deposits in banks
Proceeds from maturities and redemptions	4,980	2,241
Purchases	(3,477)	(1,992)
Investment securities available-for-sale
Proceeds from maturities, calls and paydowns	5,762	4,133
Purchases	0	(1,299)
Net purchases of other investments	(20)	(36)
Net decrease (increase) in nonmarketable stock	462	(2,477)
Net increase in loans	(5,427)	(5,899)
Recoveries of loans charged off	5	1
Net purchases of premises and equipment	(143)	(385)
Investments in limited partnerships	(194)	(604)
Proceeds from sales of premises and equipment	0	19
Net cash provided (used) in investing activities	1,948	(6,298)
Cash Flows From Financing Activities
Advances on long-term borrowings	30,000	85,000
Repayment of long-term borrowings	(20,000)	(25,000)
Net (decrease) increase in short-term borrowings outstanding	(29,000)	25,000
Net increase (decrease) in noninterest bearing deposits	6,502	(28,864)
Net decrease in interest bearing deposits	(31,976)	(115,791)
Net increase in time deposits	37,956	10,696
Dividends paid	(1,616)	(1,611)
Net cash used by financing activities	(8,134)	(50,570)
Net decrease in cash and cash equivalents	(2,126)	(55,007)
Cash and cash equivalents
Beginning of period	15,838	77,666
End of period	13,712	22,659
Supplemental Disclosures of Cash Flow Information
Interest paid	8,288	6,301
Dividends paid on Common Stock:
Dividends declared	1,634	1,627
Dividends reinvested	(18)	(16)
Dividends paid	$ 1,616	$ 1,611