CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Cash Flows From Operating Activities
Net income	$ 8,761	$ 11,257
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,593	1,639
Credit loss expense (benefit)	930	(499)
Deferred income tax (benefit) provision	(1,829)	266
Net amortization of premiums on investment securities	547	525
Equity in losses of limited partnerships	1,703	1,387
Stock based compensation expense	398	374
Net increase in unamortized loan costs	(410)	(416)
Proceeds from sales of loans held for sale	115,155	76,755
Origination of loans held for sale	(115,592)	(77,484)
Net gains on sales of loans held for sale	(1,697)	(1,163)
Net gains on disposals of premises and equipment	(22)	(1)
Net losses on sales of investment securities available-for-sale	1,293	0
Net gains on other investments	(216)	(189)
Increase in accrued interest receivable	(1,061)	(1,245)
Amortization of debt issuance costs	34	34
Increase in other assets	(131)	(3,079)
Increase in other liabilities	2,695	1,030
Net cash provided by operating activities	12,151	9,191
Interest bearing deposits in banks
Proceeds from maturities and redemptions	8,963	8,212
Purchases	(3,735)	(6,474)
Investment securities available-for-sale
Proceeds from sales	37,218	0
Proceeds from maturities, calls and paydowns	19,288	16,697
Purchases	(47,084)	(24,922)
Net purchases of other investments	(38)	(47)
Net increase in nonmarketable stock	(8,152)	(383)
Net increase in loans	(127,469)	(70,121)
Recoveries of loans charged off	25	4
Net purchases of premises and equipment	(1,071)	(1,946)
Investments in limited partnerships	(3,052)	(3,288)
Proceeds of Company-owned life insurance death benefit	235	0
Proceeds from sales of premises and equipment	46	16
Net cash used in investing activities	(124,826)	(82,252)
Cash Flows From Financing Activities
Advances on long-term borrowings	285,000	90,696
Repayment of long-term borrowings	(110,000)	(35,000)
Net increase (decrease) in short-term borrowings outstanding	19,000	(40,000)
Net decrease in noninterest bearing deposits	(24,944)	(35,153)
Net (decrease) increase in interest bearing deposits	(50,827)	2,967
Net (decrease) increase in time deposits	(60,938)	135,877
Purchase of treasury stock	0	(130)
Dividends paid	(6,444)	(6,415)
Net cash provided by financing activities	50,847	112,842
Net (decrease) increase in cash and cash equivalents	(61,828)	39,781
Cash and cash equivalents
Beginning of year	77,666	37,885
End of year	15,838	77,666
Supplemental Disclosures of Cash Flow Information
Interest paid	27,937	17,956
Income taxes paid	0	925
Supplemental Schedule of Noncash Investing and Financing Activities
Investment in limited partnerships acquired by capital contributions payable	1,712	2,303
Right-of-use operating lease assets obtained in exchange for operating lease liabilities	0	407
Dividends paid on Common Stock:
Dividends declared	6,511	6,491
Dividends reinvested	(67)	(76)
Dividends paid	$ 6,444	$ 6,415