CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash Flows From Operating Activities
Net income	$ 5,760	$ 8,208
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,218	1,212
Credit loss expense (benefit)	583	(161)
Deferred income tax provision	7	29
Net amortization of premiums on investment securities	418	394
Equity in losses of limited partnerships	1,264	1,024
Stock based compensation expense	442	348
Net increase in unamortized loan costs	(267)	(364)
Proceeds from sales of loans held for sale	77,313	52,086
Origination of loans held for sale	(81,524)	(56,524)
Net gains on sales of loans held for sale	(1,168)	(836)
Net gains on disposals of premises and equipment	(19)	(1)
Net losses on sales of investment securities available-for-sale	1,293	0
Net gains on other investments	(211)	(61)
Decrease (increase) in accrued interest receivable	488	(158)
Amortization of debt issuance costs	25	25
Increase in other assets	(1,919)	(1,257)
Increase in other liabilities	2,689	2,192
Net cash provided by operating activities	6,392	6,156
Interest bearing deposits in banks
Proceeds from maturities and redemptions	3,237	3,486
Purchases	(1,992)	(1,494)
Investment securities available-for-sale
Proceeds from sales	37,218	0
Proceeds from maturities, calls and paydowns	14,338	12,852
Purchases	(27,253)	(24,922)
Net purchases of other investments	(12)	(15)
Net increase in nonmarketable stock	(7,281)	(1,822)
Net decrease in loans	(89,193)	(63,434)
Recoveries of loans charged off	18	4
Net purchases of premises and equipment	(932)	(1,113)
Proceeds from Company-owned life insurance death benefit	235	0
Investments in limited partnerships	(3,052)	(2,418)
Proceeds from sales of premises and equipment	44	16
Net cash used in investing activities	(74,625)	(78,860)
Cash Flows From Financing Activities
Advances on long-term borrowings	285,000	90,696
Repayment of long-term borrowings	(110,000)	0
Net decrease in short-term borrowings outstanding	0	(50,000)
Net decrease in noninterest bearing deposits	(17,222)	(57,044)
Net decrease in interest bearing deposits	(122,096)	(54,850)
Net increase in time deposits	6,978	132,270
Purchase of treasury stock	0	(115)
Dividends paid	(4,832)	(4,808)
Net cash provided by financing activities	37,828	56,149
Net decrease in cash and cash equivalents	(30,405)	(16,555)
Cash and cash equivalents
Beginning of period	77,666	37,885
End of period	47,261	21,330
Supplemental Disclosures of Cash Flow Information
Interest paid	20,640	11,789
Income taxes paid	0	925
Supplemental Schedule of Noncash Investing Activities
Investment in limited partnerships acquired by capital contributions payable	1,712	2,303
Right-of-use operating lease assets obtained in exchange for operating lease liabilities	0	350
Dividends paid on Common Stock:
Dividends declared	4,882	4,869
Dividends reinvested	(50)	(61)
Dividends paid	$ 4,832	$ 4,808