CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 4,490	$ 4,429
Federal funds sold and overnight deposits	26,017	73,237
Cash and cash equivalents	30,507	77,666
Interest bearing deposits in banks	13,943	14,690
Investment securities available-for-sale	252,520	264,383
Other investments	1,657	1,500
Total investments	254,177	265,883
Loans held for sale	6,224	3,070
Loans	1,005,989	1,028,270
Allowance for credit losses on loans	(6,893)	(6,566)
Net deferred loan costs	1,931	1,752
Net loans	1,001,027	1,023,456
Premises and equipment, net	20,646	20,771
Other assets	71,922	63,343
Total assets	1,398,446	1,468,879
Deposits
Noninterest bearing	222,928	250,992
Interest bearing	558,658	765,689
Time	271,722	288,922
Total deposits	1,053,308	1,305,603
Borrowed funds	247,096	65,696
Subordinated notes	16,256	16,239
Accrued interest and other liabilities	17,740	15,534
Total liabilities	1,334,400	1,403,072
Commitments and Contingencies
Stockholders’ Equity
Common stock, $2.00 par value; 7,500,000 shares authorized; 4,999,220 shares issued at June 30, 2024 and 4,995,348 shares issued at December 31, 2023	9,999	9,991
Additional paid-in capital	2,928	2,621
Retained earnings	90,654	89,472
Treasury stock at cost; 475,353 shares at June 30, 2024 and 476,500 shares at December 31, 2023	(4,312)	(4,322)
Accumulated other comprehensive loss	(35,223)	(31,955)
Total stockholders' equity	64,046	65,807
Total liabilities and stockholders' equity	$ 1,398,446	$ 1,468,879