unb-20231018

0000706863-23-000061.txt : 20231018 0000706863-23-000061.hdr.sgml : 20231018 20231018164655 ACCESSION NUMBER: 0000706863-23-000061 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20231018 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20231018 DATE AS OF CHANGE: 20231018 FILER: COMPANY DATA: COMPANY CONFORMED NAME: UNION BANKSHARES INC CENTRAL INDEX KEY: 0000706863 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 030283552 STATE OF INCORPORATION: VT FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-15985 FILM NUMBER: 231332635 BUSINESS ADDRESS: STREET 1: P O BOX 667 STREET 2: 20 MAIN STREET CITY: MORRISVILLE STATE: VT ZIP: 05661-0667 BUSINESS PHONE: 8028886600 MAIL ADDRESS: STREET 1: P O BOX 667 STREET 2: 20 MAIN STREET CITY: MORRISVILLE STATE: VT ZIP: 05661-0667 8-K 1 unb-20231018.htm BODY OF FORM 8-K unb-20231018

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 18, 2023

(Exact name of registrant as specified in its charter)

UNION BANKSHARES, INC.


(State or other jurisdiction		(Commission	(IRS Employer
of incorporation)		File Number)	Identification Number)
VT		001-15985	03-0283552

(Address of principal executive offices)			(Zip Code)
20 Lower Main St., P.O. Box 667			05661-0667
Morrisville	,	VT

Registrant's telephone number, including area code: (802) 888-6600

(Former name or former address, if changed since last report)

Not applicable

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting materials pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to section 12(b) of the Act:

Common Stock, $2.00 par value

UNB

Nasdaq Stock Market

(Title of class)

(Trading Symbol)

(Exchanges registered on)

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition

As provided in General Instruction B.2 to Form 8-K, the information furnished in this Item 2.02 and in Exhibit 99.1 hereto shall not be deemed filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing with the Securities and Exchange Commission, except as shall be expressly provided by specific reference in such filing.

On October 18, 2023, Union Bankshares, Inc. issued a press release, a copy of which is furnished with this Form 8-K as Exhibit 99.1, announcing net income and net income per share for the third quarter and nine months ended September 30, 2023, as well as the declaration of a regular quarterly cash dividend.

Item 8.01. Other Events

a)Declaration of Regular Quarterly Cash Dividend

On October 18, 2023 the Board of Directors of Union Bankshares, Inc. declared a quarterly cash dividend of $0.36 per share. The dividend is payable on November 2, 2023 to shareholders of record as of October 28, 2023.

Item 9.01. Financial Statements and Exhibits

(d) Exhibits

The following Exhibit, referred to in Item 2.02 of the Report is furnished, not filed; herewith:

Exhibit 99.1 Union Bankshares, Inc. Press Release dated October 18, 2023, announcing a regular quarterly dividend and third quarter and nine months ended September 30, 2023 net income and net income per share.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


			Union Bankshares, Inc.

October 18, 2023			/s/ David S. Silverman
			David S. Silverman
			Chief Executive Officer

October 18, 2023			/s/ Karyn J. Hale
			Karyn J. Hale
			Chief Financial Officer

EXHIBIT INDEX


99.1			Union Bankshares, Inc. Press Release dated October 18, 2023, announcing a regular quarterly dividend and third quarter and nine months ended September 30, 2023 net income and net income per share.

104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

EX-99.1 2 exhibit9913rdqtr2023earnin.htm EXHIBIT 99.1 Document

Exhibit 99.1


			For Immediate Release Contact: David S. Silverman (802) 888-6600

Union Bankshares Announces Earnings for the three months and nine months ended September 30, 2023

and Declares Quarterly Dividend

Morrisville, VT October 18, 2023 - Union Bankshares, Inc. (NASDAQ - UNB) today announced results for the three and nine months ended September 30, 2023 and declared a regular quarterly cash dividend. Consolidated net income for the three months ended September 30, 2023 was $2.5 million, or $0.56 per share, compared to $3.8 million, or $0.84 cents per share, for the same period in 2022, and $8.2 million, or $1.82 per share, for the nine months ended September 30, 2023, compared to $9.2 million, or $2.04 per share for the same period in 2022.

The banking industry has experienced significant volatility during 2023 with industry concerns related to liquidity, deposit outflows, unrealized securities losses, and interest rates. The Company, like others, has experienced earnings pressure due to the prolonged and steep yield curve inversion. Decreases in net income were primarily driven by changes in interest rates between periods, predominantly by a Federal Funds Target Range over 5% as of September 30, 2023. The sharp increases in short term rates has had a significant impact on the Company's funding costs due to customer expectation of higher rates on deposit accounts and increased utilization of wholesale funding at higher costs. The Company continues to focus on gathering deposits, optimization of the net interest margin and maintaining strong asset quality. The Company's financial position remains strong, supported by a diverse deposit base, a strong liquidity position, excellent asset quality, and regulatory capital in excess of all required levels. The following summarizes the financial results for the three and nine months ended September 30, 2023 compared to the same periods in 2022.

Consolidated net income decreased $1.2 million, or 32.6%, to $2.5 million for the third quarter of 2023 compared to the third quarter of 2022 due to a decrease in net interest income of $1.3 million, a decrease in noninterest income of $73 thousand, and an increase of $487 thousand in noninterest expense, partially offset by a reduction of $139 thousand in credit loss expense and a decrease in income tax expense of $487 thousand.

Net interest income was $9.1 million for the three months ended September 30, 2023 compared to $10.4 million for the three months ended September 30, 2022, a decrease of $1.3 million, or 12.4%. Interest income was $14.8 million for the three months ended September 30, 2023 compared to $11.5 million for the same period in 2022, an increase of $3.4 million, or 29.5%, due to the larger earning asset base and higher interest rates on new loan volume. Interest expense increased $4.7 million to $5.7 million for the three months ended September 30, 2023 compared to the same period in 2022 due to customers seeking higher returns on their savings and utilization of wholesale funds which often are at higher rates.

Year-to-Date

Consolidated net income decreased $963 thousand, or 10.5%, to $8.2 million for the first nine months of 2023 compared to the first nine months of 2022 due to a decrease in net interest income of $333 thousand and an increase in noninterest expenses of $1.6 million, partially offset by an increase of $186 thousand in noninterest income, a reduction in credit loss expense of $161 thousand, and a decrease of $625 thousand in income tax expense.

Interest income was $41.7 million for the nine months ended September 30, 2023 compared to $31.6 million for the comparable period in 2022, an increase of $10.1 million, or 32.0%, due to a larger earning asset base and higher average yields. Interest expense was $13.0 million for the nine months ended September 30, 2023 compared to $2.5 million for the same period in 2022, an increase of $10.4 million, or 414.2%. Rates paid on customer deposit accounts did not begin to increase until the latter half of 2022 and customer demand for higher rates rapidly increased during the first nine months of 2023. The rate increases coupled with customer deposits leaving bank balance sheets required utilization of wholesale funding which are often at higher rates.

Noninterest income was $7.2 million for the nine months ended September 30, 2023 compared to $7.0 million for the nine months ended September 30, 2022, an increase of $186 thousand, or 2.6%. Sales of qualifying residential loans to the secondary market through September 30, 2023 were $54.2 million resulting in net gains of $836 thousand, compared to sales of $60.2 million and net gains on sales of $748 thousand for the same period in 2022. Noninterest expenses increased $1.6 million, or 6.4%, during the comparison periods due to increases of $390 thousand in salaries and wages, $311 thousand in employee benefits, $82 thousand in occupancy expenses, and $903 thousand in other expenses, partially offset by a decrease of $84 thousand in equipment expenses. Income tax expense decreased $625 thousand.

Total assets were $1.4 billion as of September 30, 2023 compared to $1.3 billion as of September 30, 2022, an increase of $95.3 million, or 7.3%. Asset growth was primarily driven by loans. Total loans outstanding as of September 30, 2023 were $1.0 billion, which included $6.5 million in loans held for sale, compared to $942.5 million as of September 30, 2022, with $3.1 million in loans held for sale.

Investment securities were $250.3 million at September 30, 2023 compared to $241.2 million at September 30, 2022. The Company classifies its investment portfolio as available-for-sale and is required to report balances at their fair market value. As a result of the fair market value adjustment, unrealized losses in the investment portfolio were $60.3 million as of September 30, 2023. The unrealized losses in the portfolio are due to the interest rate environment as current rates remain above the coupon rates on these securities resulting in fair market values less than current book values. The offset to recording the unrealized losses is an increase in deferred taxes included in other assets and accumulated other comprehensive losses included in total equity as discussed below.

Total deposits were $1.22 billion as of September 30, 2023 and include $153.0 million of purchased brokered deposits compared to deposits of $1.20 billion as of September 30, 2022 with $32.0 million of purchased deposits. Also, advances from the Federal Home Loan Bank totaling $90.7 million were outstanding as of September 30, 2023 compared to $25.0 million outstanding as of September 30, 2022.

The Company had total equity capital of $49.2 million and a book value per share of $10.92 as of September 30, 2023 compared to $49.7 million and a book value of $11.06 per share as of September 30, 2022. The decrease in total capital was primarily attributable to an increase in the accumulated comprehensive loss of $6.1 million as it relates to unrealized losses in the investment portfolio discussed above, which more than offset the $5.2 million increase in retained earnings.

The Board of Directors declared a cash dividend of $0.36 per share for the quarter payable November 2, 2023 to shareholders of record as of October 28, 2023.

About Union Bankshares, Inc.

Union Bankshares, Inc., headquartered in Morrisville, Vermont, is the bank holding company parent of Union Bank, which provides commercial, retail, and municipal banking services, as well as, wealth management services throughout northern Vermont and New Hampshire. Union Bank operates 18 banking offices, three loan centers, and multiple ATMs throughout its geographical footprint.

Since 1891, Union Bank has helped people achieve their dreams of owning a home, saving for retirement, starting or expanding a business and assisting municipalities to improve their communities. Union Bank has earned an exceptional reputation for residential lending programs and has been recognized by the US Department of Agriculture, Rural Development for the positive impact made in lives of low to moderate home buyers. Union Bank is consistently one of the top Vermont Housing Finance Agency mortgage originators and has also been designated as an SBA Preferred lender for its participation in small business lending. Union Bank's employees contribute to the communities where they work and reside, serving on non-profit boards, raising funds for worthwhile causes, and giving countless hours in serving our fellow residents. All of these efforts have resulted in Union receiving and "Outstanding" rating for its compliance with the Community Reinvestment Act ("CRA") in its most recent examination. Union Bank is proud to be one of the few independent community banks serving Vermont and New Hampshire and we maintain a strong commitment to our core traditional values of keeping deposits safe, giving customers convenient financial choices and making loans to help people in our local communities buy homes, grow businesses, and create jobs. These values--combined with financial expertise, quality products and the latest technology--make Union Bank the premier choice for your banking services, both personal and business. Member FDIC. Equal Housing Lender.

Forward-Looking Statements

Statements made in this press release that are not historical facts are forward-looking statements. Investors are cautioned that all forward-looking statements necessarily involve risks and uncertainties, and many factors could cause actual results and events to differ materially from those contemplated in the forward-looking statements. When we use any of the words “believes,” “expects,” “anticipates” or similar expressions, we are making forward-looking statements. The following factors, among others, could cause actual results and events to differ from those contemplated in the forward-looking statements: uncertainties associated with general economic conditions; changes in the interest rate environment; inflation; political, legislative or regulatory developments; acts of war or terrorism; the markets' acceptance of and demand for the Company's products and services; technological changes, including the impact of the internet on the Company's business and on the financial services market place generally; the impact of competitive products and pricing; and dependence on third party suppliers. For further information, please refer to the Company's reports filed with the Securities and Exchange Commission at www.sec.gov or on our investor page at www.ublocal.com.

EX-101.SCH 3 unb-20231018.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 0000001 - Document - Document Information link:presentationLink link:calculationLink link:definitionLink EX-101.LAB 4 unb-20231018_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Written Communications Written Communications Local Phone Number Local Phone Number Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Entity Address, State or Province Entity Address, State or Province Pre-commencement Issuer Tender Offer Pre-commencement Issuer Tender Offer Document Period End Date Document Period End Date Cover [Abstract] Entity Emerging Growth Company Entity Emerging Growth Company Pre-commencement Tender Offer Pre-commencement Tender Offer Soliciting Material Soliciting Material City Area Code City Area Code Entity Address, Postal Zip Code Entity Address, Postal Zip Code Document Type Document Type Entity Central Index Key Entity Central Index Key Amendment Flag Amendment Flag Entity File Number Entity File Number Entity Address, City or Town Entity Address, City or Town Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address, Address Line One Entity Registrant Name Entity Registrant Name EX-101.PRE 5 unb-20231018_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 6 unionbankshareslogonewa23.jpg begin 644 unionbankshareslogonewa23.jpg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

XML 7 R1.htm IDEA: XBRL DOCUMENT

Document Information	Oct. 18, 2023
Cover [Abstract]
Document Type	8-K
Amendment Flag	false
Document Period End Date	Oct. 18, 2023
Entity Registrant Name	UNION BANKSHARES, INC.
Entity Central Index Key	0000706863
Entity Incorporation, State or Country Code	VT
Entity File Number	001-15985
Entity Tax Identification Number	03-0283552
Entity Address, Address Line One	20 Lower Main St., P.O. Box 667
Entity Address, City or Town	Morrisville
Entity Address, State or Province	VT
Entity Address, Postal Zip Code	05661-0667
City Area Code	802
Local Phone Number	888-6600
Written Communications	false
Soliciting Material	false
Pre-commencement Tender Offer	false
Pre-commencement Issuer Tender Offer	false
Entity Emerging Growth Company	false

XML 8 unb-20231018_htm.xml IDEA: XBRL DOCUMENT 0000706863 2023-10-18 2023-10-18 false 0000706863 8-K 2023-10-18 UNION BANKSHARES, INC. VT 001-15985 03-0283552 20 Lower Main St., P.O. Box 667 05661-0667 Morrisville VT 802 888-6600 false false false false false EXCEL 9 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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

&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;'-02P$"% ,4 " #;A5)799!Y MDAD! #/ P $P @ %%$@ 6T-O;G1E;G1?5'EP97-=+GAM 7;%!+!08 "0 ) #X" "/$P ! end XML 10 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 11 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 12 FilingSummary.xml IDEA: XBRL DOCUMENT 3.23.3 html 1 19 1 false 0 0 false 0 false false R1.htm 0000001 - Document - Document Information Sheet http://www.unionbankvt.com/role/DocumentInformation Document Information Cover 1 false false All Reports Book All Reports unb-20231018.htm unb-20231018.xsd unb-20231018_lab.xml unb-20231018_pre.xml http://xbrl.sec.gov/dei/2023 true false JSON 14 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "unb-20231018.htm": { "nsprefix": "unb", "nsuri": "http://www.unionbankvt.com/20231018", "dts": { "inline": { "local": [ "unb-20231018.htm" ] }, "schema": { "local": [ "unb-20231018.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.sec.gov/dei/2023/dei-2023.xsd" ] }, "labelLink": { "local": [ "unb-20231018_lab.xml" ] }, "presentationLink": { "local": [ "unb-20231018_pre.xml" ] } }, "keyStandard": 19, "keyCustom": 0, "axisStandard": 0, "axisCustom": 0, "memberStandard": 0, "memberCustom": 0, "hidden": { "total": 2, "http://xbrl.sec.gov/dei/2023": 2 }, "contextCount": 1, "entityCount": 1, "segmentCount": 0, "elementCount": 20, "unitCount": 0, "baseTaxonomies": { "http://xbrl.sec.gov/dei/2023": 19 }, "report": { "R1": { "role": "http://www.unionbankvt.com/role/DocumentInformation", "longName": "0000001 - Document - Document Information", "shortName": "Document Information", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "c-1", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "unb-20231018.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "unb-20231018.htm", "first": true, "unique": true } } }, "tag": { "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentType", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Document Type", "label": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentPeriodEndDate", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Document Period End Date", "label": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AmendmentFlag", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Amendment Flag", "label": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine1", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, Address Line One", "label": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_WrittenCommunications": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "WrittenCommunications", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Written Communications", "label": "Written Communications", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act." } } }, "auth_ref": [ "r4" ] }, "dei_SolicitingMaterial": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SolicitingMaterial", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Soliciting Material", "label": "Soliciting Material", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act." } } }, "auth_ref": [ "r3" ] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LocalPhoneNumber", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Local Phone Number", "label": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, Postal Zip Code", "label": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_PreCommencementTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "PreCommencementTenderOffer", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Pre-commencement Tender Offer", "label": "Pre-commencement Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act." } } }, "auth_ref": [ "r2" ] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, State or Province", "label": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_CoverAbstract": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CoverAbstract", "lang": { "en-us": { "role": { "label": "Cover [Abstract]", "documentation": "Cover page." } } }, "auth_ref": [] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Tax Identification Number", "label": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r0" ] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Incorporation, State or Country Code", "label": "Entity Incorporation, State or Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityRegistrantName", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Registrant Name", "label": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r0" ] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCentralIndexKey", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Central Index Key", "label": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r0" ] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressCityOrTown", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, City or Town", "label": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CityAreaCode", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "City Area Code", "label": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFileNumber", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Entity File Number", "label": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Emerging Growth Company", "label": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r0" ] }, "dei_PreCommencementIssuerTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "PreCommencementIssuerTenderOffer", "presentation": [ "http://www.unionbankvt.com/role/DocumentInformation" ], "lang": { "en-us": { "role": { "terseLabel": "Pre-commencement Issuer Tender Offer", "label": "Pre-commencement Issuer Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act." } } }, "auth_ref": [ "r1" ] } } } }, "std_ref": { "r0": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r1": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "13e", "Subsection": "4c" }, "r2": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "14d", "Subsection": "2b" }, "r3": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Section": "14a", "Number": "240", "Subsection": "12" }, "r4": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Securities Act", "Number": "230", "Section": "425" } } } ZIP 15 0000706863-23-000061-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0000706863-23-000061-xbrl.zip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