CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 5,047	$ 4,659
Federal funds sold and overnight deposits	45,755	61,263
Cash and cash equivalents	50,802	65,922
Interest bearing deposits in banks	14,192	13,196
Investment securities available-for-sale	272,151	267,819
Other investments	1,273	1,132
Total investments	273,424	268,951
Loans held for sale	2,349	13,829
Loans	827,607	787,050
Allowance for loan losses	(8,336)	(8,336)
Net deferred loan costs	1,007	705
Net loans	820,278	779,419
Premises and equipment, net	21,320	21,615
Company-owned life insurance	18,192	18,764
Other assets	32,986	23,677
Total assets	1,233,543	1,205,373
Deposits
Noninterest bearing	303,077	264,888
Interest bearing	726,864	723,479
Time	104,303	106,715
Total deposits	1,134,244	1,095,082
Subordinated notes	16,179	16,171
Accrued interest and other liabilities	13,703	9,779
Total liabilities	1,164,126	1,121,032
Commitments and Contingencies
Stockholders’ Equity
Common stock, $2.00 par value; 7,500,000 shares authorized; 4,968,692 shares issued at March 31, 2022 and 4,967,093 shares issued at December 31, 2021	9,937	9,934
Additional paid-in capital	1,878	1,769
Retained earnings	79,259	78,350
Treasury stock at cost; 475,522 shares at March 31, 2022 and 473,438 shares at December 31, 2021	(4,231)	(4,160)
Accumulated other comprehensive loss	(17,426)	(1,552)
Total stockholders' equity	69,417	84,341
Total liabilities and stockholders' equity	$ 1,233,543	$ 1,205,373