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Loans (Tables)
12 Months Ended
Dec. 31, 2020
Receivables [Abstract]  
Schedule of Composition of Net Loans
The composition of Net loans at December 31, was as follows:
20202019
(Dollars in thousands)
Residential real estate$183,166 $192,125 
Construction real estate57,417 69,617 
Commercial real estate320,627 289,883 
Commercial108,861 47,699 
Consumer2,601 3,562 
Municipal98,497 67,358 
    Gross loans771,169 670,244 
Allowance for loan losses(8,271)(6,122)
Net deferred loan (fees) costs(146)1,043 
    Net loans$762,752 $665,165 
Schedule of Financing Receivable Past Due and Non Accrual Loans
A summary of current, past due and nonaccrual loans as of the balance sheet dates follows:
December 31, 2020Current30-59 Days60-89 Days90 Days and over and accruingNonaccrualTotal
(Dollars in thousands)
Residential real estate$179,794 $2,166 $211 $368 $627 $183,166 
Construction real estate57,116 70 67 143 21 57,417 
Commercial real estate317,748 1,130 — — 1,749 320,627 
Commercial108,749 99 — — 13 108,861 
Consumer2,595 — — — 2,601 
Municipal98,497 — — — — 98,497 
Total$764,499 $3,471 $278 $511 $2,410 $771,169 
December 31, 2019Current30-59 Days60-89 Days90 Days and over and accruingNonaccrualTotal
(Dollars in thousands)
Residential real estate$187,022 $2,716 $1,304 $811 $272 $192,125 
Construction real estate68,731 470 19 368 29 69,617 
Commercial real estate286,795 940 150 — 1,998 289,883 
Commercial47,673 — — 21 47,699 
Consumer3,532 21 — 3,562 
Municipal67,358 — — — — 67,358 
Total$661,111 $4,147 $1,484 $1,179 $2,323 $670,244