Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 5,100	$ 5,405
Federal funds sold and overnight deposits	59,377	45,729
Cash and cash equivalents	64,477	51,134
Interest bearing deposits in banks	8,964	6,565
Investment securities available-for-sale	88,120	87,393
Other investments	874	690
Total investments	88,994	88,083
Loans held for sale	32,803	7,442
Loans	766,050	670,244
Allowance for loan losses	(7,691)	(6,122)
Net deferred loan (fees) costs	(536)	1,043
Net loans	757,823	665,165
Premises and equipment, net	20,452	20,923
Goodwill	2,223	2,223
Company-owned life insurance	12,562	12,322
Other assets	20,837	19,055
Total assets	1,009,135	872,912
Deposits
Noninterest bearing	204,555	136,434
Interest bearing	562,970	458,940
Time	142,554	148,653
Total deposits	910,079	744,027
Borrowed funds	9,497	47,164
Accrued interest and other liabilities	11,135	9,878
Total liabilities	930,711	801,069
Commitments and Contingencies
Stockholders’ Equity
Common stock, $2.00 par value; 7,500,000 shares authorized; 4,950,430 shares issued at September 30, 2020 and 4,948,245 shares issued at December 31, 2019	9,901	9,897
Additional paid-in capital	1,368	1,124
Retained earnings	68,735	64,019
Treasury stock at cost; 475,124 shares at September 30, 2020 and 476,268 shares at December 31, 2019	(4,173)	(4,183)
Accumulated other comprehensive income	2,593	986
Total stockholders' equity	78,424	71,843
Total stockholders' equity	$ 1,009,135	$ 872,912