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Allowance for loan losses and credit quality (Tables)
 6 Months Ended
Jun. 30, 2020
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
Changes in the ALL, by class of loans, for the three and six months ended June 30, 2020 and 2019 were as follows:
For The Three Months Ended June 30, 2020Residential Real EstateConstruction Real EstateCommercial Real EstateCommercialConsumerMunicipalUnallocatedTotal
(Dollars in thousands)
Balance, March 31, 2020$1,513  $622  $3,459  $407  $23  $85  $282  $6,391  
Provision (credit) for loan losses77  (28) 373  84  3  (6) (3) 500  
Recoveries of amounts charged off—  —  —  —  —  —  —  —  
1,590  594  3,832  491  26  79  279  6,891  
Amounts charged off—  —  —  —  (3) —  —  (3) 
Balance, June 30, 2020$1,590  $594  $3,832  $491  $23  $79  $279  $6,888  
For The Three Months Ended June 30, 2019Residential Real EstateConstruction Real EstateCommercial Real EstateCommercialConsumerMunicipalUnallocatedTotal
(Dollars in thousands)
Balance, March 31, 2019$1,389  $643  $2,863  $332  $23  $92  $230  $5,572  
Provision (credit) for loan losses48  3  148  (19) 5  (59) 24  150  
Recoveries of amounts charged off5  —  —  —  1  —  —  6  
1,442  646  3,011  313  29  33  254  5,728  
Amounts charged off(46) —  —  —  (6) —  —  (52) 
Balance, June 30, 2019$1,396  $646  $3,011  $313  $23  $33  $254  $5,676  
For The Six Months Ended June 30, 2020Residential Real EstateConstruction Real EstateCommercial Real EstateCommercialConsumerMunicipalUnallocatedTotal
(Dollars in thousands)
Balance, December 31, 2019$1,392  $774  $3,178  $394  $23  $76  $285  $6,122  
Provision (credit) for loan
losses		175  (180) 708  97  3  3  (6) 800  
Recoveries of amounts
charged off		23  —  —  —  —  —  —  23  
1,590  594  3,886  491  26  79  279  6,945  
Amounts charged off—  —  (54) —  (3) —  —  (57) 
Balance, June 30, 2020$1,590  $594  $3,832  $491  $23  $79  $279  $6,888  

For The Six Months Ended June 30, 2019Residential Real EstateConstruction Real EstateCommercial Real EstateCommercialConsumerMunicipalUnallocatedTotal
(Dollars in thousands)
Balance, December 31, 2018$1,368  $617  $2,933  $354  $23  $82  $362  $5,739  
Provision (credit) for loan
losses		85  29  78  158  7  (49) (108) 200  
Recoveries of amounts
charged off		5  —  —  1  4  —  —  10  
1,458  646  3,011  513  34  33  254  5,949  
Amounts charged off(62) —  —  (200) (11) —  —  (273) 
Balance, June 30, 2019$1,396  $646  $3,011  $313  $23  $33  $254  $5,676  
Allocation of Allowance for Loan Losses by Impairment Methodology [Table Text Block]
The allocation of the ALL, summarized on the basis of the Company's impairment methodology by class of loan, as of the balance sheet dates, was as follows:
June 30, 2020Residential Real EstateConstruction Real EstateCommercial Real EstateCommercialConsumerMunicipalUnallocatedTotal
(Dollars in thousands)
Individually evaluated
for impairment		$35  $2  $86  $7  $—  $—  $—  $130  
Collectively evaluated
for impairment		1,555  592  3,746  484  23  79  279  6,758  
Total allocated$1,590  $594  $3,832  $491  $23  $79  $279  $6,888  
December 31, 2019Residential Real EstateConstruction Real EstateCommercial Real EstateCommercialConsumerMunicipalUnallocatedTotal
(Dollars in thousands)
Individually evaluated
for impairment		$39  $—  $149  $8  $—  $—  $—  $196  
Collectively evaluated
for impairment		1,353  774  3,029  386  23  76  285  5,926  
Total allocated$1,392  $774  $3,178  $394  $23  $76  $285  $6,122  
Allocation of Investment in Loans by Impairment Methodology [Table Text Block]
The recorded investment in loans, summarized on the basis of the Company's impairment methodology by class of loan, as of the balance sheet dates, was as follows:
June 30, 2020Residential Real EstateConstruction Real EstateCommercial Real EstateCommercialConsumerMunicipalTotal
(Dollars in thousands)
Individually evaluated
for impairment		$1,959  $218  $3,085  $250  $—  $—  $5,512  
Collectively evaluated
for impairment		179,998  46,490  310,963  115,214  3,188  31,293  687,146  
Total$181,957  $46,708  $314,048  $115,464  $3,188  $31,293  $692,658  
December 31, 2019Residential Real EstateConstruction Real EstateCommercial Real EstateCommercialConsumerMunicipalTotal
(Dollars in thousands)
Individually evaluated
for impairment		$1,515  $223  $3,204  $299  $—  $—  $5,241  
Collectively evaluated
for impairment		190,610  69,394  286,679  47,400  3,562  67,358  665,003  
Total$192,125  $69,617  $289,883  $47,699  $3,562  $67,358  $670,244  
Financing Receivable Credit Quality Indicators [Table Text Block]
The following tables summarize the loan ratings applied by management to the Company's loans by class as of the balance sheet dates:
June 30, 2020Residential Real EstateConstruction Real EstateCommercial Real EstateCommercialConsumerMunicipalTotal
(Dollars in thousands)
Pass$163,436  $35,810  $176,816  $102,902  $3,137  $31,293  $513,394  
Satisfactory/Monitor15,218  10,360  133,240  12,053  48  —  170,919  
Substandard3,303  538  3,992  509  3  —  8,345  
Total$181,957  $46,708  $314,048  $115,464  $3,188  $31,293  $692,658  
December 31, 2019Residential Real EstateConstruction Real EstateCommercial Real EstateCommercialConsumerMunicipalTotal
(Dollars in thousands)
Pass$174,798  $47,326  $168,654  $35,625  $3,499  $67,358  $497,260  
Satisfactory/Monitor14,520  21,819  117,004  10,974  57  —  164,374  
Substandard2,807  472  4,225  1,100  6  —  8,610  
Total$192,125  $69,617  $289,883  $47,699  $3,562  $67,358  $670,244  
Impaired Financing Receivables [Table Text Block]
The following tables provide information with respect to impaired loans by class of loan as of and for the three and six months ended June 30, 2020 and June 30, 2019:
As of June 30, 2020For The Three Months Ended June 30, 2020For The Six Months Ended June 30, 2020
Recorded Investment
(1)		Principal Balance
(1)		Related AllowanceAverage Recorded InvestmentInterest Income RecognizedAverage Recorded InvestmentInterest Income Recognized
(Dollars in thousands)
Residential real estate$213  $222  $35  
Construction real estate69  69  2  
Commercial real estate1,987  2,068  86  
Commercial10  11  7  
With an allowance recorded2,279  2,370  130  
Residential real estate1,746  2,302  —  
Construction real estate149  168  —  
Commercial real estate1,098  1,196  —  
Commercial240  243  —  
With no allowance recorded3,233  3,909  —  
Residential real estate1,959  2,524  35  $1,724  $9  $1,654  $28  
Construction real estate218  237  2  218  1  219  2  
Commercial real estate3,085  3,264  86  3,121  16  3,149  38  
Commercial250  254  7  265  5  276  12  
Total$5,512  $6,279  $130  $5,328  $31  $5,298  $80  
____________________
(1)Does not reflect government guaranties on impaired loans as of June 30, 2020 totaling $553 thousand.
As of June 30, 2019For The Three Months Ended June 30, 2019For The Six Months Ended June 30, 2019
Recorded Investment
(1)		Principal Balance
(1)		Related AllowanceAverage Recorded InvestmentInterest Income RecognizedAverage Recorded InvestmentInterest Income Recognized
(Dollars in thousands)
Residential real estate$1,617  $2,180  $44  $1,669  $19  $1,672  $38  
Construction real estate110  128  —  112  1  114  2  
Commercial real estate1,496  1,590  —  1,583  25  1,814  65  
Commercial321  323  8  330  6  337  11  
Total$3,544  $4,221  $52  $3,694  $51  $3,937  $116  
____________________
(1)Does not reflect government guaranties on impaired loans as of June 30, 2019 totaling $613 thousand.
The following table provides information with respect to impaired loans by class of loan as of December 31, 2019:
December 31, 2019
Recorded Investment
(1)		Principal Balance
(1)		Related Allowance
(Dollars in thousands)
Residential real estate$218  $228  $39  
Commercial real estate1,762  1,783  149  
Commercial11  12  8  
With an allowance recorded1,991  2,023  196  
Residential real estate1,297  1,832  —  
Construction real estate223  241  —  
Commercial real estate1,442  1,539  —  
Commercial288  290  —  
With no allowance recorded3,250  3,902  —  
Residential real estate1,515  2,060  39  
Construction real estate223  241  —  
Commercial real estate3,204  3,322  149  
Commercial299  302  8  
Total$5,241  $5,925  $196  
____________________
(1)Does not reflect government guaranties on impaired loans as of December 31, 2019 totaling $587 thousand.
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
The following is a summary of TDR loans by class of loan as of the balance sheet dates:
June 30, 2020December 31, 2019
Number of LoansPrincipal BalanceNumber of LoansPrincipal Balance
(Dollars in thousands)
Residential real estate31  $1,959  25  $1,515  
Construction real estate2  94  2  100  
Commercial real estate8  944  8  966  
Commercial5  250  5  290  
Total46  $3,247  40  $2,871  
New Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following tables provide new TDR activity for the three and six months ended June 30, 2020 and 2019:
New TDRs During theNew TDRs During the
Three Months Ended June 30, 2020Six Months Ended June 30, 2020
Number of LoansPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded InvestmentNumber of LoansPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded Investment
(Dollars in thousands)
Residential real estate6  $493  $493  6  $493  $493  
New TDRs During theNew TDRs During the
Three Months Ended June 30, 2019Six Months Ended June 30, 2019
Number of LoansPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded InvestmentNumber of LoansPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded Investment
(Dollars in thousands)
Residential real estate—  $—  $—  1  $77  $79