Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash Flows From Operating Activities
Net Income	$ 2,196	$ 2,621
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Depreciation	476	337
Provision for loan losses	300	50
Deferred income tax provision	10	8
Net amortization of premiums on investment securities	113	87
Equity in losses of limited partnerships	188	162
Stock based compensation expense	76	43
Net increase in unamortized loan costs	(13)	(13)
Proceeds from sales of loans held for sale	43,322	21,779
Origination of loans held for sale	(51,524)	(24,153)
Net gains on sales of loans held for sale	(812)	(374)
Net gains on sales of investment securities available-for-sale	(11)	(4)
Decrease (increase) in other investments	109	(65)
Increase in accrued interest receivable	(275)	(248)
Amortization of core deposit intangible	43	43
Decrease in other assets	209	281
(Decrease) increase in other liabilities	(1,339)	492
Net cash (used in) provided by operating activities	(6,932)	1,046
Interest bearing deposits in banks
Proceeds from maturities and redemptions	498	996
Purchases	0	(249)
Investment securities available-for-sale
Proceeds from sales	3,076	6,510
Proceeds from maturities, calls and paydowns	3,980	1,580
Purchases	(7,851)	(13,092)
Net increase in nonmarketable stock	(599)	(213)
Net increase in loans	(6,341)	(7,578)
Recoveries of loans charged off	23	4
Purchases of premises and equipment	(81)	(1,545)
Investments in limited partnerships	(826)	(358)
Net cash used in investing activities	(8,121)	(13,945)
Cash Flows From Financing Activities
Repayment of long-term debt	0	(10,000)
Net increase in short-term borrowings outstanding	15,000	19,963
Net increase (decrease) in noninterest bearing deposits	3,529	(5,133)
Net decrease in interest bearing deposits	(8,997)	(18,825)
Net (decrease) increase in time deposits	(2,499)	17,561
Issuance of common stock	22	22
Purchase of treasury stock	0	(13)
Dividends paid	(1,424)	(1,373)
Net cash provided by financing activities	5,631	2,202
Net decrease in cash and cash equivalents	(9,422)	(10,697)
Cash and cash equivalents
Beginning of period	51,134	37,289
End of period	41,712	26,592
Supplemental Disclosures of Cash Flow Information
Interest Paid	1,925	1,174
Income taxes paid	0	0
Supplemental Schedule of Noncash Investing Activities
Investment in limited partnerships acquired by capital contributions payable	2,722	0
Right-of-use operating lease assets obtained in exchange for operating lease liabilities	0	2,002
Dividends paid on Common Stock:
Dividends declared	1,432	1,385
Dividends reinvested	(8)	(12)
Dividends paid	$ 1,424	$ 1,373