Deposits

The following is a summary of interest bearing deposits at December 31:



	2019		2018
	(Dollars in thousands)
Interest bearing checking accounts	$	173,406	$	157,847
Savings and money market accounts	285,534		286,875
Time deposits, $100,000 and over	73,048		64,474
Other time deposits	75,605		64,603
	$	607,593	$	573,799

Included in time deposits are brokered deposits of $12.0 million and $16.0 million at December 31, 2019 and 2018, respectively. Reciprocal deposits of $127.3 million and $114.2 million at December 31, 2019 and 2018, respectively, are included in deposit balances in the consolidated balance sheets.

The following is a summary of time deposits by maturity at December 31, 2019:



	(Dollars in thousands)
2020	$	105,832
2021	28,365
2022	8,136
2023	3,340
2024	2,980
	$	148,653

Time deposits of $24.4 million and $13.6 million equal or exceed the FDIC insurance limit of $250 thousand at December 31, 2019 and 2018, respectively.