Consolidated Balance Sheets (September 30, 2019 Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 5,126	$ 4,045
Federal funds sold and overnight deposits	24,774	33,244
Cash and cash equivalents	29,900	37,289
Interest bearing deposits in banks	7,062	9,300
Investment securities available-for-sale	85,274	73,405
Other investments	612	556
Total investments	85,886	73,961
Loans held for sale	13,561	2,899
Loans	657,916	642,461
Allowance for loan losses	(5,808)	(5,739)
Net deferred loan costs	988	938
Net loans	653,096	637,660
Premises and equipment, net	22,507	16,073
Company-owned life insurance	12,240	9,040
Other assets	20,636	19,115
Total assets	844,888	805,337
Deposits
Noninterest bearing	137,239	132,971
Interest bearing	419,646	444,722
Time	159,844	129,077
Total deposits	716,729	706,770
Borrowed funds	47,164	27,821
Accrued interest and other liabilities	10,382	6,255
Total liabilities	774,275	740,846
Commitments and Contingencies
Stockholders’ Equity
Common stock, $2.00 par value; 7,500,000 shares authorized; 4,945,690 shares issued at September 30, 2019 and 4,943,690 shares issued at December 31, 2018	9,892	9,888
Additional paid-in capital	1,099	894
Retained earnings	62,645	58,911
Treasury stock at cost; 476,647 shares at September 30, 2019 and 477,011 shares at December 31, 2018	(4,186)	(4,179)
Accumulated other comprehensive income (loss)	1,163	(1,023)
Total stockholders' equity	70,613	64,491
Total liabilities and stockholders' equity	$ 844,888	$ 805,337