Consolidated Balance Sheets (September 30, 2017 Unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 3,512	$ 4,272
Federal funds sold and overnight deposits	8,885	35,003
Cash and cash equivalents	12,397	39,275
Interest bearing deposits in banks	8,356	9,504
Investment securities available-for-sale	63,970	65,556
Investment securities held-to-maturity (fair value $999 thousand at September 30, 2017 and December 31, 2016)	1,000	999
Loans held for sale	5,675	7,803
Loans	578,902	533,290
Allowance for loan losses	(5,259)	(5,247)
Net deferred loan costs	749	649
Net loans	574,392	528,692
Accrued interest receivable	2,196	2,259
Premises and equipment, net	13,244	13,525
Core deposit intangible	625	754
Goodwill	2,223	2,223
Investment in real estate limited partnerships	3,323	2,783
Company-owned life insurance	8,802	8,617
Other assets	9,143	9,391
Total assets	705,346	691,381
Deposits
Noninterest bearing	119,203	112,384
Interest bearing	387,707	382,083
Time	99,714	103,193
Total deposits	606,624	597,660
Borrowed funds	32,520	31,595
Accrued interest and other liabilities	6,595	5,847
Total liabilities	645,739	635,102
Commitments and Contingencies
Stockholders’ Equity
Common stock, $2.00 par value; 7,500,000 shares authorized; 4,937,652 shares issued at September 30, 2017 and 4,936,652 shares issued at December 31, 2016	9,876	9,874
Additional paid-in capital	753	620
Retained earnings	55,731	53,086
Treasury stock at cost; 475,135 shares at September 30, 2017 and 474,517 shares at December 31, 2016	(4,061)	(4,022)
Accumulated other comprehensive loss	(2,692)	(3,279)
Total stockholders' equity	59,607	56,279
Total liabilities and stockholders' equity	$ 705,346	$ 691,381