Consolidated Balance Sheets (June 30, 2017 Unaudited) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 3,466	$ 4,272
Federal funds sold and overnight deposits	10,969	35,003
Cash and cash equivalents	14,435	39,275
Interest bearing deposits in banks	8,356	9,504
Investment securities available-for-sale	65,976	65,556
Investment securities held-to-maturity (fair value $998 thousand and $999 thousand at June 30, 2017 and December 31, 2016, respectively)	1,000	999
Loans held for sale	5,406	7,803
Loans	536,200	533,290
Allowance for loan losses	(5,168)	(5,247)
Net deferred loan costs	708	649
Net loans	531,740	528,692
Accrued interest receivable	2,029	2,259
Premises and equipment, net	13,233	13,525
Core deposit intangible	668	754
Goodwill	2,223	2,223
Investment in real estate limited partnerships	2,659	2,783
Company-owned life insurance	8,736	8,617
Other assets	8,462	9,391
Total assets	664,923	691,381
Deposits
Noninterest bearing	108,169	112,384
Interest bearing	356,541	382,083
Time	99,913	103,193
Total deposits	564,623	597,660
Borrowed funds	36,395	31,595
Accrued interest and other liabilities	5,448	5,847
Total liabilities	606,466	635,102
Commitments and Contingencies
Stockholders’ Equity
Common stock, $2.00 par value; 7,500,000 shares authorized; 4,936,652 shares issued at June 30, 2017 and December 31, 2016	9,874	9,874
Additional paid-in capital	697	620
Retained earnings	54,655	53,086
Treasury stock at cost; 474,919 shares at June 30, 2017 and 474,517 shares at December 31, 2016	(4,047)	(4,022)
Accumulated other comprehensive loss	(2,722)	(3,279)
Total stockholders' equity	58,457	56,279
Total liabilities and stockholders' equity	$ 664,923	$ 691,381