Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 4,272	$ 4,217
Federal funds sold and overnight deposits	35,003	13,744
Cash and cash equivalents	39,275	17,961
Interest bearing deposits in banks	9,504	12,753
Investment securities available-for-sale	65,556	54,110
Investment securities held-to-maturity (fair value $999 thousand and $5.1 million at December 31, 2016 and December 31, 2015, respectively)	999	5,217
Loans held for sale	7,803	5,635
Loans	533,290	500,506
Allowance for loan losses	(5,247)	(5,201)
Net deferred loan costs	649	515
Net loans	528,692	495,820
Accrued interest receivable	2,259	1,832
Premises and equipment, net	13,525	13,055
Core deposit intangible	754	925
Goodwill	2,223	2,223
Investment in real estate limited partnerships	2,783	2,373
Company-owned life insurance	8,617	8,800
Other assets	9,391	8,175
Total assets	691,381	628,879
Deposits
Noninterest bearing	112,384	99,826
Interest bearing	382,083	310,203
Time	103,193	150,379
Total deposits	597,660	560,408
Borrowed funds	31,595	9,564
Accrued interest and other liabilities	5,847	5,339
Total liabilities	635,102	575,311
Commitments and Contingencies (Notes 8, 14, 15, 17, 18 and 21)
Stockholders’ Equity
Common stock, $2.00 par value; 7,500,000 shares authorized; 4,936,652 shares issued at December 31, 2016 and 4,931,796 shares issued at December 31, 2015	9,874	9,864
Additional-paid-in capital	620	501
Retained earnings	53,086	49,524
Treasury stock at cost; 474,517 shares at December 31, 2016 and 474,619 shares at December 31, 2015	(4,022)	(4,019)
Accumulated other comprehensive loss	(3,279)	(2,302)
Total stockholders' equity	56,279	53,568
Total liabilities and stockholders' equity	$ 691,381	$ 628,879