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Allowance for loan losses and credit quality (Tables)
12 Months Ended
Dec. 31, 2015
Loans and Leases Receivable, Allowance [Abstract]  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
Changes in the ALL, by class of loans, were as follows for the years ended:
December 31, 2015
Residential Real Estate
Construction Real Estate
Commercial Real Estate
Commercial
Consumer
Municipal
Unallocated
Total
 
(Dollars in thousands)
Balance, December 31, 2014
$
1,330

$
439

$
2,417

$
176

$
27

$
42

$
263

$
4,694

Provision (credit) for loan
   losses
136

47

375

46

12

(4
)
(62
)
550

Recoveries of amounts
   charged off
36

28


16

3



83

 
1,502

514

2,792

238

42

38

201

5,327

Amounts charged off
(83
)


(29
)
(14
)


(126
)
Balance, December 31, 2015
$
1,419

$
514

$
2,792

$
209

$
28

$
38

$
201

$
5,201


December 31, 2014
Residential Real Estate
Construction Real Estate
Commercial Real Estate
Commercial
Consumer
Municipal
Unallocated
Total
 
(Dollars in thousands)
Balance, December 31, 2013
$
1,251

$
390

$
2,644

$
163

$
23

$
35

$
141

$
4,647

Provision (credit) for loan
   losses
177

37

(93
)
59

36

7

122

345

Recoveries of amounts
   charged off
1

12

8

8

13



42

 
1,429

439

2,559

230

72

42

263

5,034

Amounts charged off
(99
)

(142
)
(54
)
(45
)


(340
)
Balance, December 31, 2014
$
1,330

$
439

$
2,417

$
176

$
27

$
42

$
263

$
4,694



December 31, 2013
Residential Real Estate
Construction Real Estate
Commercial Real Estate
Commercial
Consumer
Municipal
Unallocated
Total
 
(Dollars in thousands)
Balance, December 31, 2012
$
1,291

$
456

$
2,532

$
159

$
39

$
30

$
150

$
4,657

Provision (credit) for loan
   losses
293

(62
)
77

22

(21
)
5

(9
)
305

Recoveries of amounts
   charged off
13

12

35

6

21



87

 
1,597

406

2,644

187

39

35

141

5,049

Amounts charged off
(346
)
(16
)

(24
)
(16
)


(402
)
Balance, December 31, 2013
$
1,251

$
390

$
2,644

$
163

$
23

$
35

$
141

$
4,647

Allocation of Allowance for Loan Losses by Impairment Methodology [Table Text Block]
The allocation of the ALL, summarized on the basis of the Company's impairment methodology by class of loan, as of the balance sheet dates were as follows:
December 31, 2015
Residential Real Estate
Construction Real Estate
Commercial Real Estate
Commercial
Consumer
Municipal
Unallocated
Total
 
(Dollars in thousands)
Individually evaluated
   for impairment
$
109

$

$
227

$
21

$

$

$

$
357

Collectively evaluated
   for impairment
1,310

514

2,565

188

28

38

201

4,844

Total allocated
$
1,419

$
514

$
2,792

$
209

$
28

$
38

$
201

$
5,201


December 31, 2014
Residential Real Estate
Construction Real Estate
Commercial Real Estate
Commercial
Consumer
Municipal
Unallocated
Total
 
(Dollars in thousands)
Individually evaluated
   for impairment
$
73

$

$
70

$

$

$

$

$
143

Collectively evaluated
   for impairment
1,257

439

2,347

176

27

42

263

4,551

Total allocated
$
1,330

$
439

$
2,417

$
176

$
27

$
42

$
263

$
4,694

Allocation of Investment in Loans by Impairment Methodology [Table Text Block]
The recorded investment in loans, summarized on the basis of the Company's impairment methodology by class of loan, as of the balance sheet dates were as follows:
December 31, 2015
Residential Real Estate
Construction Real Estate
Commercial Real Estate
Commercial
Consumer
Municipal
Total
 
(Dollars in thousands)
Individually evaluated
   for impairment
$
1,197

$
92

$
3,094

$
493

$

$

$
4,876

Collectively evaluated
   for impairment
164,199

42,797

227,348

20,904

3,963

36,419

495,630

Total
$
165,396

$
42,889

$
230,442

$
21,397

$
3,963

$
36,419

$
500,506


December 31, 2014
Residential Real Estate
Construction Real Estate
Commercial Real Estate
Commercial
Consumer
Municipal
Total
 
(Dollars in thousands)
Individually evaluated
   for impairment
$
950

$
275

$
3,332

$
123

$

$

$
4,680

Collectively evaluated
   for impairment
159,888

36,983

203,963

20,497

4,435

40,480

466,246

 
160,838

37,258

207,295

20,620

4,435

40,480

470,926

Acquired loans
4,637


4,415




9,052

Total
$
165,475

$
37,258

$
211,710

$
20,620

$
4,435

$
40,480

$
479,978

Financing Receivable Credit Quality Indicators [Table Text Block]
The following tables summarize the loan ratings applied to the Company's loans by class as of the balance sheet dates:
December 31, 2015
Residential Real Estate
Construction Real Estate
Commercial Real Estate
Commercial
Consumer
Municipal
Total
 
(Dollars in thousands)
Pass
$
150,535

$
37,750

$
175,438

$
18,347

$
3,902

$
36,419

$
422,391

Satisfactory/Monitor
11,329

4,968

49,745

2,384

61


68,487

Substandard
3,532

171

5,259

666



9,628

Total
$
165,396

$
42,889

$
230,442

$
21,397

$
3,963

$
36,419

$
500,506


December 31, 2014
Residential Real Estate
Construction Real Estate
Commercial Real Estate
Commercial
Consumer
Municipal
Total
 
(Dollars in thousands)
Pass
$
141,259

$
31,519

$
159,725

$
18,960

$
4,360

$
40,480

$
396,303

Satisfactory/Monitor
17,483

5,347

41,728

1,384

70


66,012

Substandard
2,096

392

5,842

276

5


8,611

 
160,838

37,258

207,295

20,620

4,435

40,480

470,926

Acquired loans
4,637


4,415




9,052

Total
$
165,475

$
37,258

$
211,710

$
20,620

$
4,435

$
40,480

$
479,978

Impaired Financing Receivables [Table Text Block]
The following table provides information with respect to impaired loans by class of loan as of and for the year ended December 31, 2015:
 
December 31, 2015
For The Year Ended
December 31, 2015
 
Recorded Investment
(1)
Principal Balance
(1)
Related Allowance
Average Recorded Investment
Interest Income Recognized
 
(Dollars in thousands)
Residential real estate
$
659

$
668

$
109

 
 
Commercial real estate
2,142

2,161

227

 
 
Commercial
493

493

21

 
 
With an allowance recorded
3,294

3,322

357

 
 
 
 
 
 
 
 
Residential real estate
538

697


 
 
Construction real estate
92

92


 
 
Commercial real estate
952

1,015


 
 
With no allowance recorded
1,582

1,804


 
 
 
 
 
 
 
 
Residential real estate
1,197

1,365

109

$
942

$
34

Construction real estate
92

92


162

19

Commercial real estate
3,094

3,176

227

3,523

219

Commercial
493

493

21

123


Total
$
4,876

$
5,126

$
357

$
4,750

$
272

____________________
(1)
Does not reflect government guaranties on impaired loans as of December 31, 2015 totaling $606 thousand.

The following table provides information with respect to impaired loans by class of loan as of and for the year ended December 31, 2014:
 
December 31, 2014
For The Year Ended
December 31, 2014
 
Recorded Investment
(1)
Principal Balance
(1)
Related Allowance
Average Recorded Investment
Interest Income Recognized
 
(Dollars in thousands)
Residential real estate
$
537

$
546

$
73

 
 
Commercial real estate
2,127

2,136

70

 
 
With an allowance recorded
2,664

2,682

143

 
 
 
 
 
 
 
 
Residential real estate
413

602


 
 
Construction real estate
275

298


 
 
Commercial real estate
1,205

1,256


 
 
Commercial
123

172


 
 
With no allowance recorded
2,016

2,328


 
 
 
 
 
 
 
 
Residential real estate
950

1,148

73

$
805

$
26

Construction real estate
275

298


314

14

Commercial real estate
3,332

3,392

70

3,883

195

Commercial
123

172


106

7

Total
$
4,680

$
5,010

$
143

$
5,108

$
242

____________________
(1)
Does not reflect government guaranties on impaired loans as of December 31, 2014 totaling $244 thousand.

The following table provides information with respect to impaired loans by class of loan as of and for the year ended December 31, 2013:
 
December 31, 2013
For the Year Ended
December 31, 2013
 
Recorded Investment
(1)
Principal Balance
(1)
Related Allowance
Average Recorded Investment
Interest Income Recognized
 
(Dollars in thousands)
Residential real estate
$
437

$
451

$
46

 
 
Construction real estate
322

322

13

 
 
Commercial real estate
2,534

2,534

278

 
 
With an allowance recorded
3,293

3,307

337

 
 
 
 
 
 
 
 
Residential real estate
384

612


 
 
Construction real estate
26

48


 
 
Commercial real estate
1,685

1,742


 
 
Commercial
109

109


 
 
With no allowance recorded
2,204

2,511


 
 
 
 
 
 
 
 
Residential real estate
821

1,063

46

$
871

$
19

Construction real estate
348

370

13

267

9

Commercial real estate
4,219

4,276

278

4,499

239

Commercial
109

109


118

7

Total
$
5,497

$
5,818

$
337

$
5,755

$
274

____________________
(1)
Does not reflect government guaranties on impaired loans as of December 31, 2013 totaling $669 thousand.
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following is a summary of TDR loans by class of loan as of the balance sheet dates:
 
December 31, 2015
December 31, 2014
 
Number of Loans
Principal Balance
Number of Loans
Principal Balance
 
(Dollars in thousands)
Residential real estate
11

$
1,197

5

$
704

Construction real estate
1

92

3

276

Commercial real estate
5

950

3

711

Commercial
2

493



Total
19

$
2,732

11

$
1,691


New Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following table provides new TDR activity by class of loan for the years ended December 31, 2015 and 2014:
 
New TDRs During the
New TDRs During the
 
Year Ended December 31, 2015
Year Ended December 31, 2014
 
Number of Contracts
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Number of Contracts
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
 
(Dollars in thousands)
Residential real estate
6

$
590

$
597

1

$
325

$
325

Commercial real estate
2

281

281

2

1,018

1,068

Commercial
2

493

493