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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
OPERATING ACTIVITIES:      
Net Earnings (Loss) $ 31,472 $ 196,210 $ 292,536
Adjustments to Reconcile Net Earnings to Net Cash Provided by Operating Activities:      
Depreciation of Lease Merchandise 1,972,358 1,727,904 1,448,631
Other Depreciation and Amortization 105,061 94,150 82,572
Accounts Receivable Provision 322,963 268,088 203,389
Provision for Credit Losses on Loans Receivable 21,667 21,063 20,973
Stock-Based Compensation 26,548 28,182 27,400
Deferred Income Taxes 49,967 48,359 (59,201)
Impairment of Assets 30,344 20,098 1,968
Non-Cash Lease Expense 114,934    
Other Changes, Net (9,886) (2,198) (5,932)
Changes in Operating Assets and Liabilities, Net of Effects of Acquisitions and Dispositions:      
Additions to Lease Merchandise (2,484,755) (2,234,646) (1,976,012)
Book Value of Lease Merchandise Sold or Disposed 401,960 398,748 415,607
Accounts Receivable (331,636) (270,888) (208,947)
Prepaid Expenses and Other Assets (25,860) 5,903 2,711
Income Tax Receivable 10,458 70,875 (88,139)
Operating Lease Right-of-Use Assets and Liabilities (124,384)    
Accounts Payable and Accrued Expenses 20,183 (20,367) (2,736)
Accrued Regulatory Expense 175,000 0 1,314
Customer Deposits and Advance Payments 10,791 5,017 3,001
Cash Provided by Operating Activities 317,185 356,498 159,135
INVESTING ACTIVITIES:      
Investments in Loans Receivable (70,313) (64,914) (77,951)
Proceeds from Loans Receivable 53,170 57,328 59,641
Proceeds from Investments 1,212 3,066 2,658
Outflows on Purchases of Property, Plant & Equipment (92,963) (78,845) (57,973)
Proceeds from Property, Plant, and Equipment 14,090 9,191 12,705
Outflows on Acquisitions of Businesses and Customer Agreements, Net of Cash Acquired (14,285) (189,901) (145,558)
Proceeds from Dispositions of Businesses and Customer Agreements, Net of Cash Disposed 2,813 942 1,141
Cash Used in Investing Activities (106,276) (263,133) (205,337)
FINANCING ACTIVITIES:      
(Repayments) Borrowings on Revolving Facility, Net (16,000)   (47,531)
(Repayments) Borrowings on Revolving Facility, Net   16,000  
Proceeds from Debt 0 137,500 15,625
Repayments on Debt (68,531) (97,583) (103,129)
Acquisition of Treasury Stock (69,255) (168,735) (62,550)
Dividends Paid (9,437) (6,243) (7,962)
Issuance of Stock Under Stock Option Plans 7,749 7,975 3,457
Shares Withheld for Tax Payments (13,038) (17,347) (6,177)
Debt Issuance Costs (40) (535) (3,130)
Cash Used in Financing Activities (168,552) (128,968) (211,397)
EFFECT OF EXCHANGE RATE CHANGES ON CASH AND CASH EQUIVALENTS 120 (156) 75
Increase (Decrease) in Cash and Cash Equivalents 42,477 (35,759) (257,524)
Cash and Cash Equivalents at Beginning of Year 15,278 51,037 308,561
Cash and Cash Equivalents at End of Year 57,755 15,278 51,037
Net Cash Paid (Received) During the Year:      
Interest 16,460 16,243 20,492
Income Taxes $ (726) $ (63,829) $ 98,296