EXHIBIT 21 — SUBSIDIARIES OF REGISTRANT

	Jurisdiction of	Name Under Which
Subsidiary	Incorporation	Business is Done
Horizon Bank, National Association	United States	Horizon Bank
Horizon Trust & Investment Management, National Association (a subsidiary of Horizon Bank)	United States	Horizon Trust and Investment Management
Horizon Insurance Services, Inc. (a subsidiary of Horizon Bank)	Indiana	Horizon Insurance Services
Horizon Investments, Inc. (a subsidiary of Horizon Bank)	Nevada	Horizon Investments, Inc.
Horizon Statutory Trust I	Connecticut
Horizon Bancorp Capital Trust II	Delaware
Alliance Financial Statutory Trust I	Delaware

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