Condensed Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest Income
Loans receivable	$ 11,891	$ 13,212	$ 23,779	$ 25,817
Investment securities
Taxable	2,786	2,517	5,286	4,963
Tax exempt	1,035	1,078	2,078	2,159
Total interest income	15,712	16,807	31,143	32,939
Interest Expense
Deposits	2,195	2,706	4,532	5,469
Borrowed funds	1,600	2,338	3,177	4,781
Subordinated debentures	454	395	904	768
Total interest expense	4,249	5,439	8,613	11,018
Net Interest Income	11,463	11,368	22,530	21,921
Provision for loan losses	1,332	3,000	2,880	6,233
Net Interest Income after Provision for Loan Losses	10,131	8,368	19,650	15,688
Other Income
Service charges on deposit accounts	825	964	1,620	1,829
Wire transfer fees	137	185	245	325
Interchange fees	639	560	1,184	1,014
Fiduciary activities	932	1,007	1,895	2,002
Gain on sale of securities	365	131	639	131
Gain on sale of mortgage loans	1,308	1,674	1,841	3,056
Mortgage servicing income net of impairment	99	(97)	863	(32)
Increase in cash surrender value of bank owned life insurance	211	197	416	353
Other income	(68)	302	59	619
Total other income	4,448	4,923	8,762	9,297
Other Expenses
Salaries and employee benefits	5,470	5,190	10,831	9,988
Net occupancy expenses	1,039	979	2,120	2,041
Data processing	494	570	901	972
Professional fees	331	530	680	1,001
Outside services and consultants	386	424	767	789
Loan expense	694	771	1,456	1,521
FDIC insurance expense	303	408	690	796
Other losses	246	10	277	37
Other expenses	1,524	1,302	3,023	2,593
Total other expenses	10,487	10,184	20,745	19,738
Income Before Income Tax	4,092	3,107	7,667	5,247
Income tax expense	999	592	1,809	941
Net Income	3,093	2,515	5,858	4,306
Preferred stock dividend and discount accretion	(277)	(352)	(553)	(704)
Net Income Available to Common Shareholders	$ 2,816	$ 2,163	$ 5,305	$ 3,602
Basic Earnings Per Share	$ 0.86	$ 0.66	$ 1.61	$ 1.10
Diluted Earnings Per Share	$ 0.83	$ 0.65	$ 1.57	$ 1.09