Exhibit 99.1

A NASDAQ Traded Company - Symbol HBNC February 25, 2020

This presentation may contain forward-looking statements regarding the financial performance, business prospects, growth and operating strategies of Horizon Bancorp, Inc. and its affiliates (collectively, “Horizon”). For these statements, Horizon claims the protection of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. Statements in the presentation materials should be considered in conjunction with the other information available about Horizon, including the information in the filings we make with the Securities and Exchange Commission. Forward-looking statements provide current expectations or forecasts of future events and are not guarantees of future performance. The forward-looking statements are based on management’s expectations and are subject to a number of risks and uncertainties. We have tried, wherever possible, to identify such statements by using words such as “anticipate,” “estimate,” “project,” “intend,” “plan,” “believe,” “will” and similar expressions in connection with any discussion of future operating or financial performance.Although management believes that the expectations reflected in such forward-looking statements are reasonable, actual results may differ materially from those expressed or implied in such statements. Risks and uncertainties that could cause actual results to differ materially include risk factors relating to the banking industry and the other factors detailed from time to time in Horizon’s reports filed with the Securities and Exchange Commission, including those described in Horizon’s Annual Report on Form 10-K. Undue reliance should not be placed on the forward-looking statements, which speak only as of the date hereof. Horizon does not undertake, and specifically disclaims any obligation, to publicly release the result of any revisions that may be made to update any forward-looking statement to reflect the events or circumstances after the date on which the forward-looking statement is made, or reflect the occurrence of unanticipated events, except to the extent required by law. Forward-Looking Statements

Craig M. DwightChairman &Chief Executive Officer 3

Dynamic MidwestMarket *

Dynamic MidwestMarket

Indiana and Michigan… The Right Side of Chicago Chicago-High Taxes-High Cost of Living-Low Credit Rating 5

LOCATIONS – 75COUNTIES – 31 BRANCHES LOAN PRODUCTIONOFFICE TOTAL LOANS – DECEMBER 31, 2019INDIANA – $2.1 BILLIONMICHIGAN – $1.5 BILLION Locations 6

IndianaRanked 5th Best State for Business by Chief Executive Magazine in 2019 and 2018Ranked 1st in Infrastructure, 4th in Business Friendliness, 4th in Cost of Doing Business, 9th in Cost of Living and 11th overall by CNBC’s Ranking of America’s Top States for Business in 2019Budget Surplus and Reserve Fund, AAA Bond Rating, Corporate Tax Cuts scheduled through 2022MichiganRanked 5th in Cost of Living and 6th in Technology and Innovation by CNBC’s Ranking of America’s Top States for Business 2019Dynamic Growth Markets in Western MichiganGreater Detroit Area Economic ReboundGood University and College Networks 7 Indiana and MichiganGreat States to Conduct Business

Stable GrowthCreatesShareholder Value *

Stable GrowthCreatesShareholder Value

Retail BankingBusiness BankingMortgage BankingWealth Management Complementary Revenue Streams that are Counter-Cyclical to Varying Economic Cycles 9 Complementary Revenue Streams

($’s in millions, except per share data)Category December2009 December2019 Assets $1,387 $5,244 Loans $892 $3,641 Deposits $952 $3,931 Trust Assets Under Management $385 $3,296 Market Capitalization $53 $855 Stock Price $3.20 $19.00 Average Daily Trading Volume (1) #4,135 #84,800 10 Growth Story Footnote Index included in Appendix

($’s in Millions) December 31, 2015 December 31, 2019 CAGR OrganicCAGR Commercial (“C&I”) $185 $506 22% 6% Commercial Real Estate (“CRE ”) 620 1,541 20% 6% Res. Real Estate (“Res. RE”) 590 925 9% 0% Consumer (“I/L”) 362 669 13% 9% Total $1,757 $3,641 16% 5% 11 High Quality, Well Diversified Loan Portfolio 2015 2019 (2) (2) Footnote Index included in Appendix

($’s in Millions) December 31, 2015 December 31, 2019 CAGR OrganicCAGR Commercial (“C&I”) $185 $506 22% 6% Commercial Real Estate (“CRE ”) 620 1,541 20% 6% Res. Real Estate (“Res. RE”) 590 925 9% 0% Consumer (“I/L”) 362 669 13% 9% Total $1,757 $3,641 16% 5% * High Quality, Well Diversified Loan Portfolio 2015 2019 (2) (2) Footnote Index included in Appendix

Commercial Real Estate Concentration Risk December 31, 2017 * Footnote Index included in Appendix

Commercial Real Estate Concentration Risk December 31, 2017 12 Footnote Index included in Appendix

Average Total Deposits CAGR 16% 13 Strong Core Deposit Base Footnote Index included in Appendix (3) ($’s in millions)

* Stable Net Interest Margin Footnote Index included in Appendix

14 Stable Net Interest Margin Footnote Index included in Appendix

Core Diluted EPS CAGR 11% 15 Robust Earnings Growth Footnote Index included in Appendix (4) (4) ($’s in millions)

16 Low Dependence on Mortgage Revenue (5) Footnote Index included in Appendix ($’s in millions)

* Mass & Scale Resultsin Efficiency Gains Footnote Index included in Appendix (6)

17 Mass & Scale Resultsin Efficiency Gains Footnote Index included in Appendix (6)

Closed 11 Locations in 2019 (4 – Horizon, 1 – LPO, 5 – Salin)Closed 21 Locations Over the Last 10 YearsAnnual Review of Branch FootprintExpansion of Interactive Teller Machines (“ITM’s”) Branch Rationalization

Building Future Shareholder Value * Organic and M&A

Building Future Shareholder Value Organic and M&A

LOCATIONS – 75COUNTIES – 31 BRANCHES LOAN PRODUCTIONOFFICE TOTAL LOANS – DECEMBER 31, 2019INDIANA – $2.1 BILLIONMICHIGAN – $1.5 BILLION An Emerging Regional Bank 20

21 Market Place Dynamics Midland, MichiganDow Chemical’s commitment to the market.Chemical Bank relocates headquarters.Comerica is pulling back from the region.Oakland County, Michigan5th richest county in the country.Northwest IndianaDouble commuter track addition to the South Shore train lines.High cost of living in Chicago.Fort Wayne, IndianaLowest cost of living of any United States city.Best city to raise a family in the United States.Strong regional economic development program.Lafayette, IndianaPurdue University collaborates with contiguous cities of Lafayette and West Lafayette.Subaru and other manufacturers expanding facilities.Greater Indianapolis, Indiana exhibits strong growth.

Considerable Opportunitiesto Gain Market Share 22 Footnote Index included in Appendix

Proven Ability to Capitalize * Footnote Index included in Appendix 11OrganicExpans. St. Joseph,S. Bend,Elkhart,Merrillville Kalamazoo,Indianapolis Carmel Ft. Wayne,Grand Rapids Columbus, Noblesville,Holland 14M&A Anchor Mtg.,Alliance American Trust,Heartland 1st Mtg.,Summit,Peoples Farmers,LaPorte,CNB Bargersville,Lafayette,Wolverine Salin (10)

Proven Ability to Capitalize Footnote Index included in Appendix 11OrganicExpans. St. Joseph,S. Bend,Elkhart,Merrillville Kalamazoo,Indianapolis Carmel Ft. Wayne,Grand Rapids Columbus, Noblesville,Holland 14M&A Anchor Mtg.,Alliance American Trust,Heartland 1st Mtg.,Summit,Peoples Farmers,LaPorte,CNB Bargersville,Lafayette,Wolverine Salin (10)

24 Building Shareholder Value after Acquisitions Footnote Index included in Appendix Tangible Book Value per Share CAGR 6%

Growth MarketsFuture Markets 25 GrandRapids AnnArbor Toledo FortWayne Lafayette Kalamazoo SouthBend Warsaw Indianapolis NWIndiana Market Opportunities Abound Midland Troy CentralIllinois PeopleMarket ShareMergers & Acquisitions Detroit Sandusky Columbus

* Number of Banks Headquartered in Indiana and Michigan (11) Merger OpportunitiesContinue to Flourish On average, approximately 5% of the Banks sold each year.IN & MI 5 + IL 8 + OH 5 ~ 18 Footnote Index included in Appendix 24 13 9 10 9 14 13 17 8 9 5

Number of Banks Headquartered in Indiana and Michigan (11) Merger OpportunitiesContinue to Flourish On average, approximately 5% of the Banks sold each year.IN & MI 5 + IL 8 + OH 5 ~ 18 Footnote Index included in Appendix 24 13 9 10 9 14 13 17 8 9 5

Investingfor theFuture

Investingfor theFuture *

To Enhance the Customer’s ExperienceOnline Account OpeningLive Person Chat and MessagingNew Consumer Loan PlatformTo Improve Internal Processes and Link SystemsUpgrade Teller PlatformNew Retail Mortgage SystemProcess and Workflow EnhancementsData MiningNew Customer Relationship Management and Referral ProgramsData Warehouse and Reporting Upgrades * Leverage Investments in Technology

* Value & GrowthInvestment As of December 31, 2019 HBNC SNL Peer$1.0B - $5.0B Variance Price/Tangible Book Value 179% 157% 22% Price/EPS (Last 12 Months)HBNC EPS LTM $1.33 12.4x 13.9x (1.5)x Price/EPS (Consensus Estimate 2020)HBNC 2020 EPS Consensus Est. $1.71 10.7x 11.1x (0.4)x Dividend Yield (as of December 31, 2019) 2.5% 1.9% 0.5%

Value & GrowthInvestment As of December 31, 2019 HBNC SNL Peer$1.0B - $5.0B Variance Price/Tangible Book Value 179% 157% 22% Price/EPS (Last 12 Months)HBNC EPS LTM $1.33 12.4x 13.9x (1.5)x Price/EPS (Consensus Estimate 2020)HBNC 2020 EPS Consensus Est. $1.71 10.7x 11.1x (0.4)x Dividend Yield (as of December 31, 2019) 2.5% 1.9% 0.5%

Horizon Outperforms the Market For Total Shareholder Return(as of December 31, 2019) 30 Horizon Bancorp, Inc.: 5-Year Total Return Comparison Footnote Index included in Appendix

A NASDAQ Traded Company - Symbol HBNC

Appendix 32

33 Footnote Index Slide 10(1) Based on the daily trading volume for the years ended December 31, 2009 and 2019, respectively.Financial data in millions, except for stock price, as of December 31, 2009 and 2019, respectively. Slide 11(2) Organic CAGR of 6% represents the organic CAGR for the entire commercial loan portfolio over the time period presented.Slide 12Percent of total commercial real estate loans as of December 31, 2019.The outstanding balances of the commercial loans types presented as of December 31, 2019 are as follows ($’s in thousands):Non-owner Occupied R/E = $570,749Owner Occupied R/E = $519,429Lessors – 1-4 Family & Multifamily = $281,632Farmland = $67,068Devel. & Spec Land = $48,874Lessors – Student Housing = $53,108Slide 13(3) Core cost of total deposits includes average balances of non-interest bearing deposits. (See further in the Appendix for a reconciliation of these non-GAAP amounts to their GAAP counterparts.)Slide 14Core net interest margin excludes prepayment penalties on borrowings and acquisition-related purchase accounting adjustments. Core cost of funds includes average balances of non-interest bearing deposits and excludes prepayment penalties on borrowings. (See further in the Appendix for a reconciliation of these non-GAAP amounts to their GAAP counterparts.)Slide 15(4) Core net income and core diluted EPS exclude one-time merger expenses, (gain)/loss on sale of securities, death benefit of bank owned life insurance, prepayment penalties on borrowings, gain on the remeasurement of equity interest in Lafayette Community Bancorp and tax reform bill impact, net of tax. (See further in the Appendix for a reconciliation of these non-GAAP amounts to their GAAP counterparts.)

34 Footnote Index Slide 16(5) Mortgage Revenue is defined as interest and fee income from mortgage warehouse loans plus gain on sale of mortgage loans.Slide 17(6) Adjusted efficiency ratio excludes prepayment penalties on borrowings, (gain)/loss on sale of securities, death benefit on bank owned life insurance and gain on the remeasurement of equity interest in Lafayette Community Bancorp. (See further in the Appendix for a reconciliation of these non-GAAP amounts to their GAAP counterparts.)Slide 22(7) All Key Markets are MSAs, except for Northwest Indiana which consists of Lake and Porter Counties.(8) Deposit Market Share as of June 30, 2019.(9) Large Institutions defined as total assets greater than or equal to $10.0 billion at June 30, 2019.Slide 23(10) Columbus location closed February 2018.Slide 24Core diluted EPS exclude one-time merger expenses, (gain)/loss on sale of securities, death benefit on bank owned life insurance, prepayment penalties on borrowings, gain on the remeasurement of equity interest in Lafayette Community Bancorp and tax reform bill impact, net of tax. (See further in the Appendix for a reconciliation of these non-GAAP amounts to their GAAP counterparts.)Slide 26(11) Indiana and Michigan commercial banks, savings banks and savings & loan institutions as of December 31st of each respective year.At December 31, 2019, commercial banks, savings banks and savings & loan institutions totaled 420 and 178 in Illinois and Ohio, respectively. Horizon estimates eight opportunities per year in Illinois and five opportunities per year in Ohio.

35 Footnote Index Slide 30As of December 31, 2019. SNL U.S. Bank includes all Major Exchange Banks in SNL’s coverage universe.Slides 36-40Use of Non-GAAP Financial MeasuresCertain information set forth in the presentation materials refers to financial measures determined by methods other than in accordance with GAAP. Horizon believes these non-GAAP financial measures are helpful to investors and provide a greater understanding of our business without giving effect to purchase accounting impacts and one-time acquisition and other non-recurring costs and non-core items. These measures are not necessarily comparable to similar measures that may be presented by other companies and should not be considered in isolation or as a substitute for the related GAAP measure.

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